In the fresh report Global Crypto Regulation Report 2026 PwC writes:
banks, funds, payment systems, and large corporations have already integrated crypto assets into their core infrastructure. This is not an experiment or a test — this is the new standard.
Important:
• crypto settles in the balances of companies — as part of reserves, transaction systems, and operational processes;
• payment providers are building services with support for tokens and stablecoins;
• funds are forming separate crypto strategies, rather than 'adding a little bit';
• according to PwC's assessment, institutional interest will not roll back — too much money and IT infrastructure is tied to blockchain.
But an important nuance:
the spread of cryptocurrencies is uneven.
It depends on:
• state of the economy,
• level of financial inclusion,
• infrastructure,
• regulation.
Therefore, the picture of the world is as follows:
in some countries, crypto is already embedded in payment systems and financial markets,
in others — it hits restrictions, weak infrastructure, or unwillingness from the regulator.