🟠 Bitcoin Retirement Calculator: is it possible to live off BTC in the future?
Have you ever stopped to think about how much Bitcoin you would need to retire comfortably?
Or rather: can Bitcoin really be a retirement plan?
Today I will show you how a Bitcoin Retirement Calculator works and how it can completely change your perspective on the long term 📈
🔍 What is a Bitcoin Retirement Calculator?
It is a tool that simulates whether your wealth in Bitcoin, combined with time and price growth, can generate enough income for the rest of your life.
It crosses data such as:
Current age
Life expectancy
Amount of Bitcoin in HODL
Additional annual purchases
Average BTC growth
Inflation
Desired annual income in retirement
All of this to answer the key question:
👉 “With this plan, can I retire?”
📊 Practical example (simple and realistic)
Let's go to a hypothetical scenario 👇
Current age: 30 years
Life expectancy: 86 years
Bitcoin in HODL: 0.5 BTC
Annual purchase: 0
Annual growth of BTC: 20%
Inflation: 2%
Desired income in retirement: $120,000/year
💡 Result:
Even without buying more Bitcoin, just maintaining the HODL, exponential growth can make this plan viable depending on the time horizon.
🧠 Why does Bitcoin make sense in the long term?
Some key points:
✔ Limited supply (21 million)
✔ Decentralized
✔ Protection against monetary inflation
✔ History of exponential growth
✔ Each cycle favors those who are patient