Fast payments don’t solve PayFi.
They just hide the real problem.
In real finance, money doesn’t move because it’s fast. It moves because it’s allowed to. Compliance isn’t a layer you add later. It’s the gate that decides whether a transaction should exist at all.
Most PayFi systems treat compliance like plumbing around the edges. Oracles. Off-chain checks. Manual reviews. That works in demos, then quietly breaks at scale.
What’s interesting about Vanar Chain is that it doesn’t separate the two. The logic that decides if a payment is valid lives inside the transaction itself. Rules are checked before value moves, not after.
That changes the risk profile completely.
Speed still matters. Low fees still matter. But without built-in trust, they’re just cosmetic improvements. In PayFi, compliance isn’t overhead.
It’s the product.