Germans Can Now Buy Bitcoin, Ether and Solana Products Directly From Their ING Accounts

ING Deutschland, Germany’s largest retail bank, has started offering crypto exchange-traded products (ETPs) linked to Bitcoin, Ether and Solana directly through its ING-DiBa Direct Depot securities accounts.

The products are fully crypto-backed and issued by established providers such as 21Shares, Bitwise and VanEck, allowing customers to gain digital asset exposure without managing wallets, private keys or crypto exchanges.

These ETPs track the price movements of the underlying cryptocurrencies and trade on regulated exchanges, making them accessible alongside stocks, ETFs and funds within ING’s existing investment platform.

A key advantage is tax treatment. In Germany, these crypto products receive the same tax benefits as directly held bitcoin , meaning gains can be tax-free if held for more than one year.

The move highlights growing retail demand for crypto exposure through traditional banking channels. According to Deutsche Bank research, retail crypto adoption in Germany reached 9% in 2025, reflecting steady mainstream acceptance.

VanEck Europe CEO Martijn Rozemuller said the partnership gives investors low-barrier access to crypto within familiar depot structures, combining transparency, convenience and regulatory clarity.