1️⃣ What is a Bond? (Simple Explanation)
A bond is:
You lend money to an institution
They pay you interest
After a fixed time, you get your original money back
Example:
You lend $1,000
You earn 5% per year
After 1 year → you get $1,050
2️⃣ Bond-Like Products on Binance
Binance offers crypto alternatives to bonds, mainly under Binance Earn.
A. Fixed Savings (Locked Products) – Most Bond-Like
✔ Fixed return
✔ Fixed time period
✔ Low risk (by crypto standards)
How it works:
Lock your crypto (USDT, BUSD, BTC, ETH, etc.)
Earn a fixed APR
Withdraw at maturity
Example:
Lock 1,000 USDT for 30 days
APR: 8%
Earn interest like a bond
📍 This is the closest thing to a bond on Binance.
B. Binance Simple Earn (Flexible & Locked)
Flexible: Withdraw anytime (lower interest)
Locked: Lock funds for higher returns
Used by people who want:
Passive income
Predictable earnings
C. Dual Investment (Advanced – Not for Beginners)
⚠ Higher risk
⚠ Returns depend on price movement
This is NOT a traditional bond, but some users treat it as a yield product.
D. Staking (PoS Coins)
You “bond” your coins to a network:
Earn rewards
Support blockchain security
Examples:
ETH staking
BNB staking
📌 More risk than bonds, but higher returns.
3️⃣ How to Use “Bond-Like” Products on Binance (Step-by-Step)
Step 1: Log in to Binance
Go to Earn → Simple Earn
Step 2: Choose Product
Select Locked or Flexible
Choose asset (USDT is safest for beginners)
Step 3: Select Duration
7, 30, 60, or 90 days
Step 4: Subscribe
Enter amount
Confirm
Step 5: Earn Interest
Interest accrues daily
Principal + interest returned at maturity
4️⃣ Risks You Should Know
Even though these act like bonds, they are NOT risk-free:
Crypto market risk
Platform risk (exchange risk)
No government guarantee
👉 USDT/BUSD locked savings are the lowest-risk option
5️⃣ Who Should Use Binance “Bonds”?
✔ Beginners
✔ Passive income seekers
✔ Low-risk crypto investors
✔ Long-term holders
6️⃣ Quick Comparison
Traditional Bond
Binance Locked Savings
Fiat currency
Crypto (USDT, BTC, etc.)
Very low risk
Low to medium risk
Government-backed
Exchange-backed
Fixed interest
Fixed APR
