yield

IF @Huma Finance 🟣 is accelerating the movement of money for a world that is always on
then what is actually powering the engine behind the yield, and why does it keep working even when markets slow down?

1️⃣ The Revenue Engine: Cross-Border Payments
Every day, businesses move money across countries to pay suppliers, settle transfers, and fund payment corridors.
The problem is that traditional cross-border payments are slow to settle. Funds can sit in transit for days while banks and intermediaries reconcile balances.
During that delay, capital is locked and cannot be reused.
Huma focuses on financing these in-flight payments. Instead of a payment company waiting days to receive settled funds, Huma provides upfront USDC liquidity so the transaction can complete immediately.
2️⃣ PayFi Ecosystem & The PayFi Stack:
This only works because there is a proper technical and financial framework behind it, called the PayFi Stack.
The PayFi Stack is structured in layers so payment financing can run globally without rebuilding financial infrastructure from scratch each time.
At a simple level, the layers include:
▫️a transaction layer with fast chains like Solana and Stellar for low cost, high speed settlement
▫️a currency layer using stablecoins like USDC so value stays stable during transfers
▫️a custody layer with secure multi-party and smart contract custody
▫️a compliance layer that handles KYC, AML, and jurisdiction rules
▫️a financing layer that connects capital to payment demand and structures risk onchain
▫️an application layer where payment apps, card programs, remittance tools, and trade platforms operate
Because each layer has a clear role, payment companies and fintechs can plug into the stack and access liquidity, compliance, and settlement rails in a modular way
3⃣ The Performance: PST Yield
$PST is the PayFi strategy token that gives exposure to Huma’s payment financing engine
While some stablecoins depeg on events, PST’s value trend has been supported by underlying revenue from payment financing activity
It is all backed by real-world yield that earns you a APY of up to 8-14%

#Payfi #yield #APY

ETHZilla Sells ETH to Buy Jet Engines? The RWA Supercycle is Here
ETHZilla just sent a massive signal to the market. They’ve trimmed their ETH holdings to dive headfirst into "Real World Assets" (RWAs), specifically commercial jet engines.
The Shift from Speculation to Yield
While many firms are content just holding crypto, ETHZilla is putting their capital to work in the physical world. Their new subsidiary, ETHZilla Aerospace, has launched a token that gives you a piece of the action in the aviation industry.
Trader Insights:
The Deal:
$12.2M invested in two engines leased to a top US airline.
The Reward:
Targeting 11% annual returns until 2028.
The Stash:
Even after selling for this pivot, they still hold a massive amount of ETH, estimated between 69,000 and 93,000 tokens.
This isn't just a pivot; it's a statement that the next leg of crypto growth will be backed by real-world cash flows.

Pendant que la majorité du CT (Crypto Twitter) s'excitait sur les memecoins et les ETF, Maple Finance a discrètement réalisé l'un des "runs" les plus solides de la DeFi.
Le syrupUSDC, ce stablecoin de rendement adossé à des prêts institutionnels onchain, est passé de l'ombre totale mi-2024 à une capitalisation massive de 1,5 milliard de dollars début 2026. On parle de 18 mois de croissance quasi parabolique.
⚡ Pourquoi c'est un "Game Changer" ?
Le prêt institutionnel n'est plus la chasse gardée de la finance traditionnelle (TradFi). Maple Finance l'a importé onchain de manière permissionless, transparente et surtout, à grande échelle.
Le pitch : Avec le syrupUSDC, vous captez du rendement réel (Real Yield) issu de la finance concrète, sans avoir à jouer votre capital sur des actifs ultra-spéculatifs.
📈 La trajectoire en chiffres :
L'évolution de la market cap montre une adoption organique mais violente :
Juillet 2024 : 0 $ (Le lancement)Avril 2025 : Breakout au-dessus des 500M $Juillet 2025 : Le cap symbolique du milliard est franchiJanvier 2026 : Ath proche de 1,65 milliard $Février 2026 : Stabilisation solide au-dessus de 1,5 milliard $
🤔 Ce qu'il faut en retenir
La "DeFi institutionnelle" n'est plus un simple narratif, c'est une réalité structurelle. Les protocoles RWA (Real World Assets) aspirent désormais des capitaux qui dormaient auparavant sur les marchés monétaires classiques.
Avec un cadre réglementaire qui s'éclaircit et des institutions qui ont soif de rendement onchain, des produits comme le syrupUSDC ne sont probablement qu'au début de leur courbe d'adoption.
Source : Token Terminal
#RWA #DeFi #Crypto #Stablecoin #Yield