Stablecoins like $USDC are designed to maintain a steady value ( pegged to #fiatcurrency ), making them safer than volatile cryptos. Many users rely on them for trading, payments, and #DeFi without price swings. However, they depend on centralized issuers (like Circle for USDC), requiring trust in audits and regulations. Some worry about reserve risks (e.g., if banks holding collateral fail) or government crackdowns. Despite this, stablecoins bridge crypto and traditional finance, offering speed and low fees. While not "investments," they’re crucial for crypto liquidity. Trust remains key—if broken, their stability could collapse