Most blockchains are built for possibility.
Money is built for certainty.
Payments don’t fail because value collapses.
They fail when settlement hesitates.
Latency. Fee jitter. “Almost final.”
That’s where trust dies quietly.
XPL isn’t trying to be everything.
It’s trying to be boring under stress.
And that’s exactly why it matters.
If you think optionality wins forever, skip this.
If you think guarantees eventually dominate, read the full memo.