For everyday users, instant and irreversible transfers raise a simple concern: what happens when a mistake occurs? Speed means little if confidence is missing. While merchants value final settlement, users value protection.
Traditional payment systems didn’t win because they were efficient. They won because they offered recourse. Disputes, reversals, and customer support created psychological safety, even when the experience was slow.
Stablecoins are now facing the same moment. If they’re meant to behave like real money, the infrastructure around them must acknowledge human error. Trust isn’t a social layer it’s a design choice.
The next generation of payment rails won’t just optimize settlement. They’ll balance finality with safeguards, ensuring stablecoins feel reliable, not intimidating. @Plasma