I Explained Crypto to My Dad and He Asked “Why Would I Stop Using My Bank?”

Couldn’t give him a good answer honestly. His bank transfers are free, money arrives same day, customer service picks up when something breaks.

Plasma’s betting normal people eventually switch to stablecoins because it’s faster and cheaper globally. But my dad doesn’t send international payments. Most people don’t.

The real market is businesses doing cross-border transactions where banks charge absurd fees. Freelancers getting paid internationally. Remittances where families lose percentages to Western Union.

Consumer adoption needs a compelling reason beyond “decentralization” which regular people don’t care about.

Are everyday users actually switching or does crypto stay niche for specific use cases?$XPL

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