$HBAR
WILL REPLACE $XRP
1000%, and here is why:
Most people think banks need XRP to run Ripple’s network but that is simply not true. Banks do not have to touch XRP at all to use RippleNet. What banks really need is speed, security, low cost, and scalability, not hype or a token with artificial scarcity.
That is where @Hedera comes in:
Enterprise-ready: Hedera uses a proof-of-stake consensus that is fast, secure, and low-cost. Transactions finalize in seconds with predictable fees. Banks value certainty, not volatility.
Built for scale: Unlike XRP, which is still centralized under Ripple’s oversight, Hedera is fully governed by major global enterprises, making it trusted and scalable for real-world adoption.
Future-proof: Hedera supports smart contracts, tokenization, and data integrity, giving it a huge advantage over XRP, which is mostly a bridge token.
When retail realize that banks do not need XRP and that Ripple is not the most efficient tech, they will see HBAR as the real, ready-to-use, enterprise-grade option.
Hedera is not just in the running. It is already leading in speed, security, and adoption potential. Algorand and Avalanche are strong contenders too, but HBAR combines efficiency with enterprise trust, making it the natural replacement for XRP in the real world.
(Not FUD, just speculation)