Publier
dzi Balkans
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Binance Card is now available in selected CIS countries
The Binance Card is a global crypto payment solution that allows users to spend digital assets seamlessly in everyday life. Designed to bridge the gap between cryptocurrency and traditional finance, the card enables real time crypto conversion at the point of sale, making it possible to pay at over 90 million merchants worldwide.
Whether shopping online, dining at restaurants, booking travel, or paying for subscriptions, the Binance Card transforms your crypto into purchasing power instantly and securely.
Pay with Crypto - No Pre Conversion Required
One of the key advantages of the Binance Card is real time crypto conversion. You do not need to manually convert your assets into fiat before making a purchase. The system automatically converts your selected cryptocurrency when you complete a transaction.
Supported cryptocurrencies include:
USDCUSDTFDUSDBNBBTCETHSOLXRPBNSOLETHWLTC
Users can customize their Payment Priority settings to choose which assets are spent first. This flexibility allows you to manage your portfolio strategically while maintaining everyday spending convenience.
Your wallet remains under your control. You decide how your assets are used.
Earn Up to 3 Percent Cashback
The Binance Card offers a tiered cashback program designed to reward active users. Depending on total monthly spending, users can earn between 0.5 percent and 3 percent cashback.
Key details:
Cashback paid in USDCMaximum of 20 USD equivalent per monthCalculated on completed transactionsCredited on the 10th of the following monthTiers reset monthly
As spending increases within a calendar month, higher cashback tiers become available. Once a higher tier is unlocked, the improved rate applies retroactively to all eligible purchases made during that month.
This structure encourages consistent usage while keeping rewards transparent and predictable.
Keep Earning While You Spend
The Binance Card integrates directly with Binance Earn Flexible products. This means you can earn yield on eligible balances while still having immediate access to funds for payments.
Balances in Flexible Earn accounts may generate competitive APR while remaining fully accessible for card transactions. There is no need to transfer funds manually before making a purchase.
This feature allows users to maximize capital efficiency by combining passive earning with daily liquidity.
Zero Annual Fees and Transparent Costs
The Binance Card is designed to be accessible and cost efficient.
Fee structure overview:
Annual fee: 0 USDCard issuance fee: 0 USDForeign exchange fee: 0 percentCrypto conversion fee: 0.9 percentUSDC conversion fee: 0 percent
With no annual or issuance costs, users can apply and begin spending without ongoing maintenance charges. The fee model is straightforward, helping users understand exactly how transactions are handled.
Instant Virtual Card Access
Once approved, users receive a virtual Binance Card that is typically issued within minutes. The virtual card can be used immediately for online payments and added to supported digital wallets.
Users can securely access:
Card numberCVV codeExpiry date
This instant availability ensures there is no delay between approval and usage.
Flexible Funding Sources
The Binance Card allows users to fund transactions from multiple sources, including:
Funding AccountSpot AccountFlexible Earn balances
If one asset balance is insufficient, the system automatically moves to the next cryptocurrency in the Payment Priority list. Users can reorder assets at any time to align spending with portfolio strategy.
Minimum and maximum limits apply to the number of cryptocurrencies selected for payment priority, ensuring flexibility while maintaining structure.
Integrated Borrowing Options
Through the card dashboard, users can access Binance Flexible Loan services. Borrowed assets are credited to the Spot Account and can be used for spending.
This integration provides liquidity without requiring users to liquidate long term holdings. It is particularly useful during market conditions where maintaining exposure is important.
Security and Control
Security is a core component of the Binance Card ecosystem.
Users can:
Instantly freeze their virtual cardUnfreeze it at any timeMonitor transactions via dashboardManage funding sources and spending priority
In addition, Binance maintains the Secure Asset Fund for Users, commonly referred to as SAFU. This fund is designed to protect user assets in rare cases of security incidents or unexpected events.
While all financial systems involve risk, protective structures are in place to enhance user confidence.
Spending Limits
Spending limits are designed to balance flexibility with compliance and security standards.
Standard limits include:
Daily spending limitMonthly spending limitAnnual spending limit
Higher verification levels may unlock increased transaction limits. Users can review their specific limits within the card dashboard.
How to Apply
The application process is straightforward:
Register for a Binance account HEREComplete identity verificationNavigate to the Binance Card sectionSubmit required personal informationConfirm residential addressAwait approval
Eligibility depends on supported jurisdictions and verification status. If eligible, users can complete onboarding directly within the Binance app.
Upon approval, the virtual card becomes active automatically.
Global Acceptance
The Binance Card operates through global payment networks, allowing acceptance at millions of online and offline merchants worldwide. Cross border functionality enables users to spend internationally without additional foreign exchange fees from Binance.
This makes the card suitable for travelers, remote workers, digital entrepreneurs, and everyday users who prefer crypto based payments.
Risk Considerations
Cryptocurrency markets are volatile. The value of digital assets can increase or decrease rapidly. Spending crypto involves exposure to market fluctuations, and users may not recover the amount originally invested.
Users are responsible for their financial decisions and should understand the risks associated with digital assets before using them for payments or borrowing.
Final Thoughts
The Binance Card represents a significant step toward mainstream crypto adoption. By enabling real world spending, offering competitive cashback rewards, integrating earning and borrowing products, and eliminating annual fees, it provides a comprehensive crypto payment solution.
For users who want to move beyond holding digital assets and begin using them in everyday life, the Binance Card delivers flexibility, efficiency, and global accessibility in a single platform.
Crypto is no longer just an investment. With the Binance Card, it becomes a practical financial tool for daily transactions.
Read more: How to Apply for the Binance Card - Step by Step Guide
Whether shopping online, dining at restaurants, booking travel, or paying for subscriptions, the Binance Card transforms your crypto into purchasing power instantly and securely.
Pay with Crypto - No Pre Conversion Required
One of the key advantages of the Binance Card is real time crypto conversion. You do not need to manually convert your assets into fiat before making a purchase. The system automatically converts your selected cryptocurrency when you complete a transaction.
Supported cryptocurrencies include:
USDCUSDTFDUSDBNBBTCETHSOLXRPBNSOLETHWLTC
Users can customize their Payment Priority settings to choose which assets are spent first. This flexibility allows you to manage your portfolio strategically while maintaining everyday spending convenience.
Your wallet remains under your control. You decide how your assets are used.
Earn Up to 3 Percent Cashback
The Binance Card offers a tiered cashback program designed to reward active users. Depending on total monthly spending, users can earn between 0.5 percent and 3 percent cashback.
Key details:
Cashback paid in USDCMaximum of 20 USD equivalent per monthCalculated on completed transactionsCredited on the 10th of the following monthTiers reset monthly
As spending increases within a calendar month, higher cashback tiers become available. Once a higher tier is unlocked, the improved rate applies retroactively to all eligible purchases made during that month.
This structure encourages consistent usage while keeping rewards transparent and predictable.
Keep Earning While You Spend
The Binance Card integrates directly with Binance Earn Flexible products. This means you can earn yield on eligible balances while still having immediate access to funds for payments.
Balances in Flexible Earn accounts may generate competitive APR while remaining fully accessible for card transactions. There is no need to transfer funds manually before making a purchase.
This feature allows users to maximize capital efficiency by combining passive earning with daily liquidity.
Zero Annual Fees and Transparent Costs
The Binance Card is designed to be accessible and cost efficient.
Fee structure overview:
Annual fee: 0 USDCard issuance fee: 0 USDForeign exchange fee: 0 percentCrypto conversion fee: 0.9 percentUSDC conversion fee: 0 percent
With no annual or issuance costs, users can apply and begin spending without ongoing maintenance charges. The fee model is straightforward, helping users understand exactly how transactions are handled.
Instant Virtual Card Access
Once approved, users receive a virtual Binance Card that is typically issued within minutes. The virtual card can be used immediately for online payments and added to supported digital wallets.
Users can securely access:
Card numberCVV codeExpiry date
This instant availability ensures there is no delay between approval and usage.
Flexible Funding Sources
The Binance Card allows users to fund transactions from multiple sources, including:
Funding AccountSpot AccountFlexible Earn balances
If one asset balance is insufficient, the system automatically moves to the next cryptocurrency in the Payment Priority list. Users can reorder assets at any time to align spending with portfolio strategy.
Minimum and maximum limits apply to the number of cryptocurrencies selected for payment priority, ensuring flexibility while maintaining structure.
Integrated Borrowing Options
Through the card dashboard, users can access Binance Flexible Loan services. Borrowed assets are credited to the Spot Account and can be used for spending.
This integration provides liquidity without requiring users to liquidate long term holdings. It is particularly useful during market conditions where maintaining exposure is important.
Security and Control
Security is a core component of the Binance Card ecosystem.
Users can:
Instantly freeze their virtual cardUnfreeze it at any timeMonitor transactions via dashboardManage funding sources and spending priority
In addition, Binance maintains the Secure Asset Fund for Users, commonly referred to as SAFU. This fund is designed to protect user assets in rare cases of security incidents or unexpected events.
While all financial systems involve risk, protective structures are in place to enhance user confidence.
Spending Limits
Spending limits are designed to balance flexibility with compliance and security standards.
Standard limits include:
Daily spending limitMonthly spending limitAnnual spending limit
Higher verification levels may unlock increased transaction limits. Users can review their specific limits within the card dashboard.
How to Apply
The application process is straightforward:
Register for a Binance account HEREComplete identity verificationNavigate to the Binance Card sectionSubmit required personal informationConfirm residential addressAwait approval
Eligibility depends on supported jurisdictions and verification status. If eligible, users can complete onboarding directly within the Binance app.
Upon approval, the virtual card becomes active automatically.
Global Acceptance
The Binance Card operates through global payment networks, allowing acceptance at millions of online and offline merchants worldwide. Cross border functionality enables users to spend internationally without additional foreign exchange fees from Binance.
This makes the card suitable for travelers, remote workers, digital entrepreneurs, and everyday users who prefer crypto based payments.
Risk Considerations
Cryptocurrency markets are volatile. The value of digital assets can increase or decrease rapidly. Spending crypto involves exposure to market fluctuations, and users may not recover the amount originally invested.
Users are responsible for their financial decisions and should understand the risks associated with digital assets before using them for payments or borrowing.
Final Thoughts
The Binance Card represents a significant step toward mainstream crypto adoption. By enabling real world spending, offering competitive cashback rewards, integrating earning and borrowing products, and eliminating annual fees, it provides a comprehensive crypto payment solution.
For users who want to move beyond holding digital assets and begin using them in everyday life, the Binance Card delivers flexibility, efficiency, and global accessibility in a single platform.
Crypto is no longer just an investment. With the Binance Card, it becomes a practical financial tool for daily transactions.
Read more: How to Apply for the Binance Card - Step by Step Guide
Avertissement : comprend des opinions de tiers. Il ne s’agit pas d’un conseil financier. Peut inclure du contenu sponsorisé. Consultez les CG.