đ¨ HOUSING MARKET WILL COLLAPSE IN 2026!!
Fed just released new housing macro data and it's even worse than expected.
Do NOT buy a house now unless you're a billionaire.
If you think todayâs housing market is âsafe,â youâre missing whatâs really going on.
Buying in 2026 is a trap and hereâs why đ
Latest macro data shows a huge imbalance: 36.8% more sellers than buyers.
Demand is at its weakest level since the 2020 lockdowns.
This isnât a normal pullback.
Market's basically dead.
Most homeowners are locked into 3% mortgages.
With 30-year fixed rates stuck around 6.5%, moving is insanely expensive.
So nobody sells.
That means zero real price discovery.
Youâre paying sticker prices that havenât been tested by real volume.
Thatâs dangerous.
Buying now locks you into a brutal monthly payment for an asset with very limited upside.
If youâre leveraged at 5:1 on a house that goes nowhere while you pay 6.5% interest, youâre not building wealth - youâre bleeding cash.
Wait for the fatigue phase in late 2026 or 2027.
Thatâs when the âweâll just wait it outâ crowd runs into real life.
Divorce, job moves, retirement - and you're forced to sell into a cooling economy.
Thatâs when affordability actually resets.
If you absolutely have to buy now, stress-test your income with a 20% pay cut.
Keep your leverage conservative
Only buy if you can hold through a very long time.
Numbers donât care about feelings.
Donât turn your dream home into an illiquid asset.
Rent for now.
Wait for the next market crash to buy your first house.
You'll thank me later.
Iâve called multiple major tops, including the market crash in Q1 2025.
And I'll do it again in 2026.
Follow and turn on notifications - I'll post the warning before it hits the headlines.