đïž U.S. Crypto Regulation Update â Why DeFi Is the Focus?
U.S. lawmakers are moving closer to a unified federal crypto framework, aiming to reduce long-standing regulatory uncertainty for the digital asset industry.
So far, discussions show clearer direction for centralized exchanges, custodians, and stablecoin issuers. However, decentralized finance (DeFi) remains the most debated area.
Whatâs happening now:
âą Lawmakers agree crypto needs clearer federal oversight
âą Centralized platforms may gain defined compliance paths
âą DeFi protocols still lack clear legal classification
âą Smart contracts and non-custodial models remain unresolved
Why this matters to users:
âą Regulation impacts platform availability and innovation
âą DeFi clarity could influence future adoption and liquidity
âą Policy outcomes may shape where crypto projects choose to build
Regulation is evolving step by step â and DeFi is now at the center of the next phase.