đš US Crypto Turning Point: CLARITY Act Explained (Short)
The US is close to finally fixing its crypto rulebook. The Digital Asset Market Clarity (CLARITY) Act of 2025 aims to end years of confusion by clearly deciding who regulates what in crypto.
đč Big Change:
Bitcoin & similar tokens = Digital Commodities â CFTC
Investment-style tokens = Securities â SEC
Tokens can switch regulators once they become decentralized.
đč Why Now?
After the FTX collapse, lawmakers realized unclear rules = chaos. Earlier bill FIT21 opened the door, but CLARITY is the more polished, realistic upgrade.
đč What It Brings:
â Clear rules for exchanges & brokers
â Stronger consumer protection
â Legal path for token fundraising & trading
â Explicit framework for DeFi & stablecoins
đč Where It Stands:
â Passed the House
â Senate vote still tight (Banking Committee is key)
đ Possible final decision in early 2026
đč Why It Matters:
If passed, crypto innovation could return to the US, investors get more safety, and America may set the global crypto standard.
â Critics say itâs not strict enough.
đ Supporters say it unlocks the next crypto boom.
One thingâs clear: US crypto wonât stay in the grey zone much longer