I’ve Studied Economic Cycles For Over 20 Years.
From The 2008 Housing Crash To The 2020 Liquidity Boom — I’ve Seen This Story Before.
And Right Now, The Housing Market Is Showing Clear Stress Signals.
Back In 2006, Prices Looked “Stable” Right Before The Freeze Hit.
Today Feels Very Similar.
Buying In 2026 Is Becoming A High-Risk Move — Here’s Why:
Data From Redfin Shows A Huge Imbalance
→ Sellers Are About 36.8% Higher Than Buyers
→ Demand Is Near The Lowest Levels Since 2020
This Isn’t A Normal Slowdown.
This Is A Market Losing Momentum.
Most Homeowners Are Locked Into Old Low Rates Near 3%
New Buyers Face Around 6.5% On 30-Year Mortgages
→ Moving Is Too Expensive
→ Real Price Discovery Is Frozen
So Prices Look “Stable” — But Real Volume Isn’t Testing Them.
Buying Now Means:
→ High Monthly Payments
→ Limited Upside
→ Long Holding Risk
If Prices Go Flat While Interest Stays High, Wealth Isn’t Growing — It’s Slowly Eroding.
THE BIGGER SETUP:
Late 2026 To 2027 Is Where Pressure Usually Builds.
Life Events Force Selling:
Relocation → Retirement → Financial Stress
That’s When Real Adjustments Happen.
SMART BUYER MODE:
→ Stress Test Income For A 20% Drop
→ Keep Debt Levels Conservative
→ Only Buy If You Can Hold Long Term
Markets Don’t Care About Emotions.
Math Always Wins In The End.
I’ll Keep Sharing Clear Updates As This Plays Out.