President Donald Trump has announced a proposal to cap U.S. credit card interest rates at 10% starting January 20.

That’s a major shift in a system where millions currently pay 20–30%+ APR.

If implemented, the impact could be huge:

‱ Lower monthly debt payments

‱ Reduced default risk

‱ More disposable income for households

‱ Relief for consumers under inflation pressure

⚠ Banks & card issuers would take a hit, as high-interest margins shrink — expect pushback from Wall Street.

This move signals a direct attack on cost-of-living pressure and consumer debt, and markets are watching closely.

📊 Potential macro impact = changing spending behavior + liquidity flow

👀 Trending coins to watch:

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#US #Trump #Macro #ConsumerDebt #BinanceSquare

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