🚨 $XRP & the $943 Debate — Let’s Ground It

Brad Garlinghouse floated a bold idea: $XRP capturing ~14% of SWIFT’s ~$1.5 quadrillion annual flows over ~5 years. That’s roughly $210T in settlement volume — bigger than most national economies.

If even a small slice of that activity demands XRP liquidity, price discovery wouldn’t resemble past cycles. This isn’t a $3 or $10 conversation anymore — it’s about flow, velocity, and usable supply, not hype.

Quick math for perspective (not promises):

• 0.1% of global flows → ~$9–10/XRP

• 1% → ~$90–100/XRP

• Aggressive adoption + tight float scenarios push numbers much higher

Key takeaway:

This is long-term infrastructure speculation, not a short-term price call. The thesis lives or dies on real adoption, regulatory clarity, and actual usage — not tweets.

Big numbers, yes. Guaranteed? No. But that’s the framework serious investors are debating.

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