#USHouseMarketStructureDraft Pencil reform draft **#USHouseMarketStructureDraft** seeks to modernize the U.S. real estate market. Among the proposals are greater transparency in agent commissions and regulations to curb discriminatory practices in mortgage lending. Experts point out that this could reduce costs for first-time buyers, but it could also generate controversy among traditional brokers. In addition, it is proposed to incentivize the construction of affordable housing to combat the accessibility crisis. If approved, it would be the most significant change in decades. Will it benefit families or complicate the real estate ecosystem? The debate is on. #USHouseMarketStructureDraft