$ XRP’s technology and use case aims at global payments like the big card networks — along with a graph-style comparison you can use to visualize it. �

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📊 XRP vs. Visa & Mastercard — Key Payments Comparison

🔁 Core Metrics

Feature

XRP Ledger (Blockchain)

Visa Network

Mastercard Network

Transaction Speed (TPS)

~1.500 (potential future ~65.000)

~1.700 (peak ~24.000)

~1.300–5.000

Settlement Time

~3–5 secondi

Varie (spesso 1–3 giorni per il regolamento)

Regolamento ritardato simile

Transaction Cost

Ultra-basso (<< $0.001)

~1.5–3% per transazione

~1.5–3%

Network Type

Registro decentralizzato

Centralizzato

Centralizzato

Use Cases

Transfrontaliero, rimesse, regolamento

Vendita al dettaglio, acquisti online

Vendita al dettaglio, acquisti online

Takeaway: XRP’s speed & low fees make it structurally similar to payment networks — both aim to move value quickly — but the technology and business model are very different from Visa and Mastercard. �

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🚀 What “Same Setup” Means in Context

When people say “XRP is showing the same setup as Mastercard and Visa,” they typically refer to one or more of these points#GrayscaleBNBETFFiling #REZ #NOTCOİN