The #XRP community recently found itself divided after old comments from former Ripple CTO David Schwartz resurfaced — specifically around whether XRP could ever reach the $50–$100 range.
What started as a cautious reply quickly turned into a heated debate across Crypto Twitter.
Schwartz was responding to a user who confidently claimed that XRP could never reach such levels. His response was simple but carefully worded:
“I don’t feel comfortable saying something like that.”
Despite being a measured statement, it instantly grabbed the attention of the XRP army. Some interpreted it as skepticism, while others saw it as the voice of experience. Schwartz later clarified that his discomfort was rooted in probability, not dismissal.
David Schwartz’s Track Record: Even Insiders Underestimate Crypto:
To fully understand the reaction, it’s important to revisit Schwartz’s own history with XRP.
He reportedly entered XRP around $0.006 and began selling near $0.10 — a gain of roughly 1,567%. At the time, that already felt like an extraordinary return.
But XRP didn’t stop there. The price later climbed to $0.25, proving that even one of XRP’s earliest architects underestimated how far the asset could go.
This isn’t unique to XRP. It’s a recurring pattern in crypto:
early expectations rarely capture long-term potential.
XRPL Developer Bird Adds Important Context:
Crypto analyst and XRPL developer Bird (@Bird_XRPL) weighed in on the controversy, emphasizing that Schwartz’s words should not be mistaken for bearish sentiment.
According to Bird, phrases like “I don’t think it’s likely” reflect risk-based probability, not certainty. In financial markets, probability assessments are tools for managing expectations — not price predictions.
Bird also highlighted an important historical parallel:
Schwartz once described Bitcoin reaching $100 as an “impossible dream.”
Bitcoin later went on to surpass $120,000.
History has a habit of humbling even the most informed voices.
Probability vs Belief — A Crucial Distinction:
One of the most misunderstood aspects of Schwartz’s comments is the difference between likelihood and belief.
Bird explained that Schwartz’s cautious wording reflects experience, not doubt. Many seasoned developers and market veterans deliberately stay conservative in public statements — not because they lack confidence, but because markets consistently outperform early models.
In crypto, caution often comes from scars, not fear.
What This Means for XRP Investors:
From $0.006 to over $2, XRP has already proven its ability to defy expectations.
Schwartz himself has previously explained why XRP cannot remain undervalued forever, especially given its role in global payments infrastructure and cross-border settlement.
Bird urged investors to view these remarks within the broader context of crypto history. When insiders express caution, it often reflects lessons learned — not a lack of long-term conviction.
Is $100 XRP Possible?:
Reaching $100 XRP would undeniably require:
Massive global adoption
Deep liquidity expansion
Regulatory clarity:
But “unlikely” does not mean “impossible” — especially over a long-term horizon.
Bird concluded that when someone with Schwartz’s experience says “I don’t think it’s likely,” it should be read as context, not a warning. In his view, Schwartz remains fundamentally aligned with XRP’s long-term vision.
Crypto markets have repeatedly shown one thing: They love defying even the most informed expectations.
Final Thoughts:
XRP’s journey so far proves one thing clearly:
Early doubt does not define future performance.
For investors, the real edge lies in separating emotional reactions from rational interpretation — and understanding that caution from veterans often carries insight, not fear.
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