$XRP Ripple will return to the U.S. after the SEC lawsuit

After winning the SEC case, Ripple's CEO plans to work with banks and expand cryptocurrency payments under Trump-era policies.

Ripple's CEO, Brad Garlinghouse, says that 95% of its clients are outside the U.S., but the business wants to grow in the U.S. The SEC dropped its case against Ripple, a major victory for the business and the cryptocurrency sector.

Ripple was sued by the SEC in December 2020 for its unregistered XRP coin. That case seems closed. The SEC refunded the $75 million in fines and withdrew its appeal. XRP can now be sold to institutional investors without limitations. Garlinghouse stated, “This is the moment we have been waiting for,” praising the victory.

Ripple continues payment and securities activities despite legal issues in the U.S. Garlinghouse feels that the U.S. is important. With the legal veil lifted, Ripple wants to build its client base in America and reduce its dependence on foreign markets.

Ripple's growth aligns with cryptocurrency-friendly policies. Digital asset policies are growing during President Donald Trump's second term. Trump formed a Cryptocurrency Advisory Council, and Garlinghouse is reportedly considering joining. This reinforces Ripple's ambitions in the U.S.

Another benefit comes from the OCC, which now allows U.S. banks and savings institutions to provide cryptocurrency and stablecoin custody without authorization. This change followed criticism of Operation Choke Point 2.0, which targeted cryptocurrency companies too harshly.

New regulations are making U.S. institutions more accessible to blockchain-based financial solutions. XRP enables Ripple to cooperate with banks on cross-border payments and digital asset custody. This invites new relationships and development. #VoteToListOnBinance