In July, the market is witnessing a pivotal stage driven by significant U.S. legislation. The most notable include:
**✅ GENIUS Act** concerning stablecoins, which was recently approved, mandates that stablecoin issuances be backed 1:1 by verified reserve assets, enhancing trust and encouraging widespread use by institutions ([Kiplinger][1]).
**✅ CLARITY Act**, which passed through committees and aims to clearly define the roles of both the SEC and CFTC in regulating digital currencies, providing more transparency and legal certainty ([FinTech Weekly - Home Page][2], [financialservices.house.gov][3]).
🎯 **Why are these regulations important?**
• Narrowing the regulatory gap means reducing legal risks for investors and institutions.
• The launch of legal frameworks for stablecoins means new opportunities for innovative financial services and faster, cheaper payments ([Axios][4]).
• Bitcoin surpasses $123,000, with concurrent support from these laws, indicating a long-term bullish trend ([IG][5]).
📈 **Where to invest?**
* **Bitcoin**: Recorded historical ATH and is the safe choice as a store of value.
* **Ethereum**: Positive impact from the issuance of stablecoins (on the ETH network), with expectations of Staking support and institutional investments ([ccn.com][6], [investopedia.com][7]).
* **Altcoins**: Their opportunities for growth are present, but it is advisable to use them cautiously and with calculated expenses.
🔐 **Security Tips:**
* Use secure wallets and multi-factor authentication.
* Do not invest more than 5‑10% of your portfolio.
* Use a dollar-cost averaging (DCA) approach to reduce the impact of volatility.
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**✔️ Summary:**
Legislation such as #CryptoClarityAct and GENIUS contributes to building a strong legal infrastructure for the digital currency sector, creating a more attractive environment for investors and projects. This impact is likely to drive the market towards a long-term maturity and stability phase.
❓ **Question for you:**
What option do you see as the smartest investment now? Is your main focus Bitcoin, or Ethereum, or do you prefer to dive into altcoins? Share your thoughts 👇