XRP’s price surged from a low of $0.002686 in 2014 to an all-time high of $3.65 in 2025, turning a $1,000 investment into approximately $1.35 million. Despite a recent price correction linked to broader market bearishness, XRP is viewed as undervalued with strong growth potential due to new crypto ETFs and institutional interest. Analysts predict XRP could surpass $20 by 2030, potentially creating new millionaires.