Marufsky

Plasma e Binance Earn trazem rendimento USD₮ onchain para todos
Durante anos, as finanças onchain prometeram transparência, eficiência e acesso global. No entanto, um grande desafio permaneceu sem solução: a distribuição. A infraestrutura de blockchain mais avançada significa muito pouco se não puder alcançar usuários comuns em escala. É exatamente isso que torna a parceria entre Plasma e Binance Earn um momento tão crucial.
Com este lançamento, Plasma e Binance Earn introduzem o primeiro produto de rendimento USD₮ totalmente onchain disponível diretamente através da plataforma Binance. Isso não é um experimento limitado a nativos de criptomoedas. É um produto financeiro real entregue dentro de um ecossistema usado por mais de 280 milhões de pessoas em todo o mundo.

As stablecoins se tornaram silenciosamente um dos avanços mais importantes das finanças modernas. Elas não são mais apenas um produto de nicho cripto, estão evoluindo para se tornarem os trilhos para o movimento de dinheiro global. A recente arrecadação de $24M em Seed e Série A da Plasma marca um momento decisivo para essa transição.
Liderado pelo Framework e Bitfinex, com participação de grandes instituições e figuras respeitáveis da indústria, esta rodada de financiamento representa mais do que capital. Representa convicção. Convicção de que as stablecoins estão passando de experimentação para infraestrutura, e convicção de que a Plasma está construindo a base certa para apoiar essa mudança.

Mover dinheiro em uma escala global não é apenas um desafio técnico. É um desafio regulatório. Os stablecoins prometem liquidação instantânea, pagamentos sem fronteiras e dinheiro programável, mas sem infraestrutura licenciada, eles permanecem limitados em alcance e confiança. O Plasma entende essa realidade profundamente. É por isso que não está alugando acesso a trilhos financeiros, mas possuindo-os de ponta a ponta.
O Plasma está se posicionando como a cadeia para dinheiro ao construir e licenciar sua própria pilha de pagamentos. Essa abordagem permite que a custódia de liquidação de stablecoins, a troca e os pagamentos operem dentro de uma estrutura totalmente regulamentada. O objetivo é simples, mas ambicioso. Tornar os dólares digitais utilizáveis em todos os lugares por instituições, empresas, comerciantes e usuários comuns.

Stablecoins are no longer a niche innovation. For hundreds of millions of people, they have become a lifeline.
Around the world, individuals and businesses rely on stablecoins to store value, move money, and access dollars without permission. Exporters in Istanbul convert earnings into USD₮ to avoid currency instability. Shop owners in Buenos Aires pay employees in stablecoins because traditional banks are slow and restrictive. Traders in Dubai use USD₮ for seamless cross-border settlements, while workers globally send money home instantly using stablecoins instead of expensive remittance services.
In every one of these cases, the demand is the same. People want reliable dollars that work everywhere.
Yet despite this massive adoption, using stablecoins today still feels fragmented. Most users depend on generic crypto wallets not designed for everyday finance. Onboarding can be confusing. Cash conversions are inefficient. Payments often require centralized exchanges. The money is digital, but the experience feels outdated.
This is the gap @Plasma is addressing with Plasma One.
Plasma One is a stablecoin-native neobank built to unify saving, spending, earning, and sending dollars into one simple application. It is designed for people who use stablecoins daily, not just crypto-native users.
With Plasma One, users can spend directly from their stablecoin balance while earning competitive yields. They receive real cashback rewards on everyday purchases using both physical and virtual cards. The card works in more than 150 countries across over 150 million merchants. USD₮ transfers inside the app are instant and zero-fee, making peer-to-peer payments effortless. Onboarding takes minutes, allowing users to start spending almost immediately.
What makes #plasma different is not only its features, but its purpose.
The first pillar is global distribution. Many people are excluded from traditional financial systems, not because they lack income, but because access is limited. Plasma One puts financial infrastructure directly into users’ hands, designed around the realities of local markets. Dollars are used differently in Istanbul, Buenos Aires, and Dubai, and Plasma One is built to support those real-world use cases.
The Plasma team actively works with merchants, workers, and businesses in these regions. The feedback is consistent. While developers benefit from strong APIs and SDKs, end users need a product they can trust, open daily, and rely on for real financial activity. Plasma One is built to meet that expectation.
The second pillar is infrastructure.
Plasma One is powered by Plasma’s own onchain payments stack. By using its own technology at scale, Plasma becomes its first and most demanding customer. This approach allows the system to be tested, refined, and expanded under real global usage. Every payment and transfer strengthens the reliability of the network.
Over time, this same infrastructure will be available to external teams. Wallets, institutions, and payment providers will be able to launch on Plasma using technology already proven in production. This vertically integrated approach across chain, tooling, and application creates a powerful foundation for the broader ecosystem and strengthens the long-term value of $XPL .
Looking forward, the vision is clear.
Plasma aims to build the most efficient financial rails in the world. Stablecoins already outperform legacy systems in speed, cost, and reliability. Plasma One brings together on-and-off ramps, FX providers, card networks, and banking partners into a single, seamless interface.
The success of Plasma One looks simple but transformative. Anyone, anywhere, can download an app, access dollars, earn yield safely, spend globally, pay friends instantly, and remain in full control of their assets.
Plasma One is not about speculation. It is about access.
With a phased rollout and continuous iteration, @undefined is using Plasma One to bring the world onchain through real financial utility. This is how digital dollars become everyday money.

O Aplicativo Único para Seu Dinheiro
Por muito tempo, o acesso a dólares dependia de onde você vive e de qual sistema bancário você faz parte
Para muitas pessoas ao redor do mundo, esse acesso é limitado, caro ou completamente quebrado
As stablecoins mudaram isso
Hoje, comerciantes, traders e trabalhadores ao redor do mundo já usam dólares digitais para proteger sua renda, pagar funcionários, negociar além-fronteiras e enviar dinheiro para casa
De Istambul a Buenos Aires a Dubai, as stablecoins não são mais opcionais
Eles são essenciais

Plasma Mainnet Beta Marca um Novo Capítulo para a Infraestrutura Global de Stablecoin
O lançamento do Plasma Mainnet Beta representa um marco importante na evolução das stablecoins e das finanças on-chain. Desde o primeiro dia, o Plasma entra no mercado com escala, liquidez e uma missão clara de se tornar a base para o movimento global do dólar digital.
Diferentemente das blockchains de propósito geral, o Plasma é projetado especificamente para stablecoins. No lançamento, mais de 2 bilhões de dólares em stablecoins estarão ativos na rede, tornando o Plasma instantaneamente uma das maiores cadeias em liquidez de stablecoin da história. Este capital será alocado em mais de 100 parceiros DeFi, incluindo protocolos importantes como Aave, Ethena, Fluid e Euler, garantindo utilidade imediata no mundo real em vez de liquidez ociosa.

Plasma is building a new global financial system where stablecoins serve as the foundation for payments, savings, and credit. To make this vision viable at scale, Plasma focuses on creating a reliable and efficient credit layer that can transform stablecoin deposits into predictable, market grade capital. The partnership between Plasma and Aave represents a major step toward achieving this goal.
When Aave launched on the Plasma network, the Plasma team committed an initial 10 million dollars worth of $XPL tokens as part of a broader incentive program. This commitment was designed to align liquidity providers, borrowers, and long term ecosystem participants from day one. The results were immediate. Within 48 hours of Plasma mainnet launch, deposits into Aave on Plasma reached 5.9 billion dollars, later peaking at 6.6 billion dollars. This rapid inflow of capital positioned Plasma as a core venue for stablecoin based credit.
However, Plasma’s success is not defined by total value locked alone. While TVL measures deposits, borrowing activity reflects real demand for credit. On Plasma, Aave has generated approximately 1.58 billion dollars in active borrowing. Utilization rates for key assets such as WETH and USD₮0 exceed 84 percent, showing that liquidity is actively being used rather than sitting idle.
Borrowers typically access credit for two main reasons. Some aim to increase exposure to assets through leverage, while others seek to amplify yield through looping strategies. Plasma was designed with these use cases in mind. By maintaining deep liquidity and stable borrowing rates, the network enables strategies that remain viable even during periods of market volatility.
USD₮0 plays a central role in this ecosystem. It is the primary dollar denominated asset on Plasma and the main lending currency on Aave. As of November 2025, USD₮0 supply stands at approximately 1.78 billion dollars, with 1.49 billion dollars borrowed, resulting in an utilization rate of nearly 84 percent. Despite fluctuations in overall TVL, USD₮0 borrow rates have consistently remained within the 5–6 percent range. This stability is critical for institutions and advanced users who require predictable costs to manage leveraged positions responsibly.
Plasma has also benefited from productive collateral integrations. Ethena’s USDe and sUSDe generate yield directly at the asset level. On Plasma, users can deposit sUSDe into Aave to earn both Ethena yield and Aave incentives, then borrow USD₮0 against that position. This design improves capital efficiency while preserving risk discipline. Similarly, Ether.fi’s weETH provides high quality collateral for users who want to borrow against restaked ETH while continuing to earn staking rewards.
As of late November 2025, Plasma has become the second largest Aave market globally, second only to Ethereum mainnet. It accounts for roughly 8 percent of all Aave borrowing liquidity worldwide. Among markets with more than 1 billion dollars in TVL, Plasma demonstrates strong capital efficiency with a market wide utilization rate of 42.5 percent. Its 1.58 billion dollars in active borrowing is nearly double that of the third largest market, highlighting the depth and effectiveness of its credit infrastructure.
Looking ahead, Plasma aims to extend this onchain credit layer beyond DeFi. The roadmap includes deeper integrations with on ramp and off ramp providers, foreign exchange services, and licensed payments and custody infrastructure. These components are essential for connecting predictable onchain credit to real world settlement, treasury operations, and cross border payments.
Over time, this approach positions Plasma as a foundational credit layer for stablecoin infrastructure. By combining disciplined risk management, productive collateral, and real world distribution, Plasma is laying the groundwork for a scalable and sustainable global financial system.
$XPL
@Plasma ma
#plasma