Amid volatile price action in equities, commodities, and crypto, debates have surfaced about mutual funds’ role in investor returns. Critics argue that many retail investors missed strong rallies in gold and crypto due to traditional mutual fund allocations, which have lagged during high volatility periods.
Fund managers counter that diversified mutual funds still offer long-term value through exposure to global equities, fixed income, and multi-asset strategies — particularly in uncertain market climates where concentrated bets carry risk