Crypto enthusiast @Cryptobilbuwoo0 just dropped the latest XRP Rich List update, revealing how ownership is distributed across the ledger ā and exactly how much XRP it takes to enter the elite club of top holders.
š Ledger Snapshot (Oct 16, 2025)
Fresh data from the XRP Ledger shows an increasingly concentrated ownership pattern, with a small number of wallets holding a massive share of total supply.
š Hereās the breakdown:
Top 0.01% (712 wallets): ā„ 5,591,403 XRP
Top 0.1% (7,118 wallets): ā„ 338,410 XRP
Top 0.2% (14,235 wallets): ā„ 189,686 XRP
Top 0.5% (35,588 wallets): ā„ 93,047 XRP
Top 1% (71,176 wallets): ā„ 50,001 XRP
Top 2%: ā„ 24,573 XRP
Top 5%: ā„ 8,161 XRP
Top 10%: ā„ 2,350 XRP
The data highlights a steep drop-off in balances beyond the top 1%, signaling heavy consolidation among $ largest holders.
š What It Means
Analysts suggest that smaller wallets are shrinking, while long-term whales continue to accumulate and hold, showing confidence in XRPās potential within institutional finance and global payments.
However, this growing concentration also means fewer mid-sized holders, which could reduce overall distribution diversity if the trend continues.
š£ Community Takes
@XtremeRevolutionProtocol: sees this as an opportunity for committed holders to strengthen their stacks.
@exRerardedPeople: shared that they sold XRP to cover daily expenses ā a reminder that every holderās journey is different.
As consolidation deepens, this data offers a valuable glimpse into how XRP ownership is evolving in real time ā and what it could mean for the tokenās long-term market structure.
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