$XRP Today, February 4, 2026, XRP is testing the resolve of the "XRP Army." After a massive January rally, the token is currently in a deep retracement phase, mirroring a broader market "deleveraging" event. However, unlike other altcoins, XRP is buoyed by major legal and regulatory breakthroughs that were finalized just hours ago.
🏛️ The Big News: SEC Case "Offically" Ends
The Today, February 4, 2026, XRP is testing the resolve of the "XRP Army." After a massive January rally, the token is currently in a deep retracement phase, mirroring a broader market "deleveraging" event. However, unlike other altcoins, XRP is buoyed by major legal and regulatory breakthroughs that were finalized just hours ago.
💰 Price & Market Data
Current Price: Approximately $1.60 – $1.63
24-Hour Change: -3.2% (though it is showing a slight "relief bounce" from an overnight low of $1.50).
Critical Support: $1.50 – $1.54. This is the "capitulation floor." If this level holds, technical indicators (like the Oversold RSI at 28) suggest a bounce toward $1.79.
Resistance: $1.70. XRP needs to break this level to end the month-long downtrend.
Impact: This removes the last "black cloud" of legal uncertainty. Ripple is now shifting 100% of its focus to an IPO (Initial Public Offering) and its new RLUSD stablecoin.
🌍 Global Expansion & Utility
While the price is down due to macro factors, Ripple’s business utility reached new milestones today:
EU License: Ripple officially secured its Electronic Money Institution (EMI) license in Luxembourg today. This allows Ripple to "passport" its payment services across all 27 EU member states.
Tokenization Milestone: The XRP Ledger (XRPL) just saw the tokenization of $280 million in UAE diamonds, showcasing the chain's shift toward Real-World Assets (RWA).
Exchange Supply Shock: XRP exchange reserves have hit a 7-year low (1.7 billion XRP). Historically, when supply on exchanges drops this low, any spike in demand leads to "non-linear" (rapid) price increases.most significant update today is the formal conclusion of the years-long SEC vs. Ripple legal battle. * Appeals Dropped: On February 3, the SEC and Ripple jointly agreed to drop their remaining appeals. This leaves Judge Torres’s 2023 ruling—that retail XRP sales are not securities—as the final, unappealed law of the land.
Impact: This removes the last "black cloud" of legal uncertainty. Ripple is now shifting 100% of its focus to an IPO (Initial Public Offering) and its new RLUSD stablecoin.
Summary: XRP is currently a "battleground" asset. In the short term, it may follow Bitcoin's volatility down to $1.25 if the macro environment worsens. Long-term, the removal of the SEC appeal and the EU license makes it one of the most fundamentally "de-risked" assets in crypto.
Upcoming Catalyst: Keep an eye on February 11–12, 2026, for "XRP Community Day," where Ripple leadership is expected to announce new details regarding XRP ETFs and cross-chain liquidity.