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Binance Research released the 2025 Annual Review and 2026 Outlook Report, stating that the total market capitalization of cryptocurrencies first exceeded $4 trillion in 2025, with Bitcoin reaching a new all-time high, but the market ultimately ended lower by approximately 7.9% due to macroeconomic uncertainties; Bitcoin exhibited a 'strong asset attribute, weak on-chain activity' characteristic, with net inflows into U.S. spot ETFs exceeding $21 billion, yet the number of active addresses declined by 16% year-on-year. The report forecasts that global monetary easing and deregulation in 2026 will drive a 'risk reactivation' in the market, and the establishment of a Bitcoin strategic reserve in the United States could become a key catalyst.

Bank of America CEO Brian Moynihan warned during Wednesday's earnings call that if Congress allows stablecoins to pay interest, as much as $6 trillion in deposits could shift from the U.S. banking system into stablecoins. This amount represents approximately 30% to 35% of total deposits held by U.S. commercial banks. Moynihan noted that stablecoins are structured similarly to money market mutual funds, typically holding short-term instruments such as U.S. Treasury securities, rather than being used for lending like bank deposits. If deposits were to流失, banks' lending capacity would be impaired, or they might need to seek more expensive wholesale funding.

HashKey Exchange announces the official launch of Tether Gold (XAUt), offering compliant gold token trading for the first time at a licensed exchange in Hong Kong. The official statement indicates that professional investors can trade via the OTC Marketplace interface, with each XAUt corresponding to one troy ounce of LBMA-standard gold bars.

Wu Shuo learned that Binance Alpha has launched OWL. Owlto Finance (OWL) is an AI-driven interoperability protocol.

Argentina's crypto exchange Lemon has launched the country's first Bitcoin-backed Visa card. The card allows users to obtain pesos credit lines by using Bitcoin as collateral, without having to sell their existing crypto assets. According to local media La Nación, users need to lock 0.01 BTC (approximately $960) as collateral to receive an initial credit limit of 1 million pesos. Lemon plans to allow users to adjust their collateral and credit limits in the future, and support direct settlement of USD spending using stablecoins such as USDC or USDT. (Cointelegraph)

GMTrade (formerly GMX-Solana) announces the launch of perpetual contract trading for forex, with initial supported trading pairs including GBP/USD, EUR/USD, AUD/USD, and NZ/USD. The official statement indicates that GMTrade has now fully covered forex, commodities, digital currencies, stocks, and index markets.

London Stock Exchange Group (LSEG) has announced the launch of a new digital settlement service—Digital Settlement House (LSEG DiSH). This open platform is designed to enable instant, programmatic settlement between independent payment networks (both on-chain and off-chain). By holding commercial bank deposits (DiSH Cash) on the DiSH ledger, it supports multi-currency settlement mechanisms for foreign exchange and digital asset transactions, including PVP (Payment versus Payment) and DVP (Delivery versus Payment).

Wu Shuo learned that according to Yonhap News Agency, the South Korean National Assembly passed 11 people-oriented bills, including amendments to the Capital Market Act and the Electronic Securities Act, during its current session on January 15, officially institutionalizing the Security Token Offering (STO) system. The amendments allow issuers meeting certain conditions to directly issue STO (introducing an issuer account management institution system), and bring digital securities utilizing blockchain technology under legal regulation, aiming to ensure their security and practicality.

Wu Shuo learned that Infinex announced the public offering has ended, with a total of 868 participants raising 7.214 million USDC. A total of approximately $5 million in allocation (about 5% of INX's total supply) was distributed, and about $2.21 million was refunded. After identifying and removing approximately $1.2 million in Sybil funds, the maximum allocation per participant is $245,000, with 99.5% of participants receiving full allocation; refunds have been issued to users' Infinex accounts. TGE will take place on January 30.

According to the Sixth Tone, Thunder Network Holdings has filed a lawsuit against its former CEO Chen Lei and his core team, accusing them of infringing on company interests and seeking compensation amounting to as much as 200 million yuan. The case has been accepted and registered by the relevant courts in Shenzhen. Chen Lei is also suspected of misappropriating tens of millions of yuan from the company for cryptocurrency trading. To evade investigation, Chen Lei left the country in early April 2020.

Wu Shuo learned that according to the official announcement from HTX DAO, the HTX burn for Q4 2025 was completed on January 14, 2026. On-chain data shows that a total of 13,616,371,495,327.31 HTX tokens were destroyed, worth over $23.31 million. To date, HTX DAO has cumulatively burned approximately 99.49 trillion HTX tokens, approaching 10% of the total supply, with a cumulative value of about $186 million.

Wu Shuo learned that Bobby Ong, co-founder of CoinGecko, posted that due to recent media coverage drawing attention, CoinGecko and the operating company co-founded by TM Lee have been running for nearly 12 years, regularly evaluating strategic opportunities that help strengthen the business and accelerate its mission. He stated that CoinGecko is currently in a growth and profitable phase, with rising institutional demand; no specific comments will be made on particular discussions. Ong emphasized that CoinGecko's operations remain unchanged, with no alterations to data services or working methods.

Binance founder CZ said that the Chinese AMA held last night at Binance Square received approximately $30,000 in live tips, which will be fully donated to Giggle Academy to support free education.

According to Crowdfundinsider, the custodian Zodia Custody has announced support for the custody services of the Australian dollar stablecoin AUDM, offering cold storage solutions, and claims to be the first global custodian to support an Australian licensed stablecoin. AUDM is issued by Macropod, which holds an Australian Financial Services License (AFSL) and claims 1:1 backing by Australian dollar reserves; Macropod previously participated in the Australian central bank's Project Acacia pilot, and AUDM is now listed on the Australian exchange Independent Reserve.

According to Bloomberg, UK Deputy Governor Dave Ramsden said that if stablecoins develop into systemically important assets, the UK may need to establish a safeguard mechanism for stablecoin deposits similar to bank deposit insurance, and ensure that stablecoin holders have priority claims in legal liquidation proceedings in the event of bankruptcy, in order to maintain public trust in currency if a stablecoin collapses. The UK has recently increased the cash deposit protection limit from £85,000 to £120,000.

Wu Shuo learned that Qiao Wang, co-founder of AllianceDAO, discussed his 2026 investment portfolio and outlook in an interview: 40% cash, with stocks and Bitcoin roughly split 50/50, and other crypto assets making up less than 1%. He revealed that his crypto asset allocation once peaked at as high as 80%, with Google being his largest stock holding. He noted that while many people focus on robotics in the AI+ field, he also sees great potential in AI+biotechnology, although he currently does not have clear investment views. He believes Tesla is overvalued, and Coinbase is better valued than Robinhood.

New York Manhattan District Attorney Alvin Bragg calls on New York State legislation to criminalize unlicensed crypto businesses, preventing widespread use of crypto assets for money laundering and organized crime, including requiring crypto businesses to be licensed and implement KYC, while specifically highlighting unlicensed crypto ATMs and other channels, stating they may facilitate 'anonymous coin swapping' for criminal funds. Bragg also mentions supporting legislative proposals to enhance the recovery of stolen crypto assets, urging mandatory licensing and Know Your Customer (KYC) requirements for all crypto firms, accompanied by criminal penalties. (Decrypt)

Wu Shuo learned that according to SoSoValue data, on January 14, Eastern Time, the total net inflow of Bitcoin spot ETFs was $844 million. The Bitcoin spot ETF with the highest net inflow on the previous day was BlackRock's ETF IBIT, with a single-day net inflow of $648 million. The total net inflow of Ethereum spot ETFs was $175 million, Solana spot ETFs was $23.57 million, and XRP spot ETFs was $10.63 million.

Wu Shuo has learned that Binance Alpha is the first platform to list Sport. Fun (FUN), with Alpha trading launching on January 15, 2025. Visit the Alpha event page to claim your airdrop using Binance Alpha points. Specific details will be announced later.

Wu Shuo learned that Arthur Hayes, co-founder of BitMEX, published an article titled 'Frowny Cloud,' stating that BTC's poor performance in 2025 mainly stems from the contraction of US dollar liquidity. Hayes expects US dollar credit to expand again in 2026 (including a rebound in the Federal Reserve's balance sheet, increased loans from commercial banks, and declining mortgage interest rates), which would benefit risk assets such as BTC. Previously, he mentioned that the 'key trade' for the first quarter was going long on Strategy (MSTR) and Metaplanet (3350) as leveraged exposure to BTC, and that he would continue adding to his Zcash (ZEC) position.