Vini Volpatte

CEO of Bank of America: up to $6 trillion in deposits could migrate to stablecoins if they offer interest.

That's 30%–35% of U.S. bank deposits.

It's not about 'crypto vs banks'.
It's about who captures the float of digital dollars and how that affects credit and funding.

Rule under debate:
❌ passive yield (idle balances)
✅ rewards for activity (staking/liquidity/collateral)

#Stablecoins #Cripto #Regulação $BTC $ETH

2026 will not be a traditional economic cycle.

It will be a political cycle.
Fiscal stimulus + lower interest rates + clear regulation = trapped capital returning to movement.

Crypto moves from the fringe and enters as alternative financial infrastructure.

The risk is not volatility.
The risk is not understanding political beta.

#Cripto2026 #Bitcoin #Macro #Investimentos #Crypto

🚨 Ethena has just taken a giant step forward

USDe will now have:
• Zero gas on Ethereum (via Safe)
• 10x higher rewards for those who hold USDe in Safe multisigs

This is not marketing.
It's on-chain financial infrastructure.
Safe already custodies $6.6B in stablecoins
And 85% of Ethena's assets are already there.

The message is clear:
The DeFi standard dollar is being built within institutional wallets on-chain.
USDe is not just a stablecoin.

It's the monetary base of the next layer of crypto finance.

🚨 CZ is betting on the future of on-chain trading

YZi Labs (the family office of the founders of Binance) has just invested tens of millions of dollars in Genius Trading — and CZ joined as an advisor.

The goal?

To create a "Binance on-chain":

• Spot

• Perpetual futures

• Copy trading

• All self-custody, cross-chain, and private

No CEX. No bridge. No exposure of strategy.

Genius has already processed over $60M in volume since October, focused on on-chain whales and professional traders.

The differentiator is not yield.

It's execution privacy:

Large orders are fragmented across hundreds of wallets to prevent revealing position to the market.

What are DATCos – and why do they already move US$ 137 billion in crypto?


Digital Asset Treasury Companies (DATCos) are publicly listed companies that hold cryptocurrencies as a strategic part of their reserves. And they are growing rapidly.


📈 In 2020, there were only 4 in the world. By 2025, there are already 142.

💰 The total crypto assets on their balance sheets jumped from US$ 30 million to US$ 137.3 billion.

🏦 Bitcoin represents 82% of these reserves, followed by Ethereum (13%) and Solana (2%).

📊 Only in 2025, these companies invested US$ 42.7 billion in crypto, with a strong acceleration in the second half.


Strategy (formerly MicroStrategy) leads by a wide margin: it has already purchased 640,000 BTC, equivalent to 3% of the global supply, and its stock has risen 19x since 2020.


Other companies have entered the game, such as Tesla, Coinbase, Trump Media, and BitMine Immersion. Many saw their stocks soar after announcing entry into crypto — some even appreciated more than 3,000% in just a few days. But part of that gain evaporated soon after, raising concerns about volatility and speculation.


DATCos are reshaping the boundary between traditional finance and digital assets. Could this be the beginning of a new era of crypto treasuries?

🚀 Solana consolidates its position as one of the strongest ecosystems in Web3.


In the 3rd quarter of 2025, the Solana ecosystem recorded impressive advances:

💰 DeFi TVL grew +32.7%, reaching US$ 11.5 billion, with Kamino and Jupiter leading.

🪙 Stablecoins reached a historic record of US$ 14.1 billion, with USDC dominating.

🏦 Real-world assets (RWA) rose +41.9%, highlighting USDY (Ondo) and BUIDL (BlackRock).

📈 The market value of SOL increased +37%, reaching US$ 113.5 billion.

🇺🇸 And the first staking ETF for Solana was approved in the USA.

Even with a slight decrease in the number of transactions, the ecosystem showed strength and maturity: more efficiency, more liquidity, and more institutional products.
Solana is positioning itself not just as a fast blockchain, but as the financial infrastructure of the new digital economy.

#Solana #Crypto #DeFi #Blockchain #RWA #Stablecoins #Web3 #NoBacking

📉 The crypto market is at a decisive point.


After almost three years of growth, signs are beginning to appear that the current cycle may be running out. Leverage in major cryptos, such as Ethereum, is at record levels. Trading volumes and flows in ETFs have decreased, and the appetite for risk seems increasingly contained.


Historically, cycles follow a pattern:

1️⃣ Accumulation – when few believe;

2️⃣ Wealth creation – entry of new investors;

3️⃣ Distribution – profit-taking by major players.


Today, many indicators show that we are precisely in this distribution phase. Bitcoin still remains above US$ 100, but profit-taking has already exceeded that of the last cycle and the selling pressure from major holders has increased.


Even so, some see room for one last rally — driven by interest rate cuts, increased global liquidity, and enthusiasm for artificial intelligence, which continues to sustain the appetite for risk in the markets.


💡 In summary: the market is in transition.

If liquidity returns and BTC maintains its strength, we could see one last push before the end of the cycle.

If not, the natural movement will be one of correction and profit-taking.


👉 Moment of caution, focus on fundamentals and good risk management.

#Crypto #Bitcoin #FinancialMarket #Blockchain #Investments #EconomiaSemAmarras

🚀 Wallet Tokens: The Unexplored Frontier of Revenue in the Crypto World?

In the current bull run, the "revenue goal" reigns supreme: Aave, Pump.fun, and Hyperliquid are crushing it with unbeatable product-market fit and astronomical revenue. But what about wallets? They operate in stealth mode, generating consistent profits and reinventing themselves as financial superapps!

💰 Hot data from DeFi Llama (most recent week):

Phantom: US$ 3,2 million/week (13th overall)
Coinbase Wallet: US$ 2,3 million (15th)
MetaMask: US$ 1,5 million (19th)

These revenues come from fees on swaps, bridges, and perpetual trades – proof that users pay a premium for convenience. Now, imagine the tokens capturing this value: via staking, rewards, or total fee exemption for holders. Think of turbocharged cashback on the MetaMask Card or exclusive yields in stablecoins!

Skepticism? Forget it. With massive scale and solid cash flow, transformative airdrops are inevitable. After all, whoever dominates the wallet, dominates the ecosystem.

Which wallet has the most hype for you: Phantom, MetaMask, or a dark horse? Drop your opinion in the comments 👇

#Crypto #DeFi #Airdrops #WalletTokens #Web3

🚀 Ethena: from criticized experiment to DeFi powerhouse in 2025

In just one year, Ethena has transformed into the most talked-about protocol in the market, with two clear bets:

USDe → perfect collateral for traders, with an average yield of 19% in 2024 and integration with Binance, Bybit, Deribit, MEXC, Kraken, and others. Today, over US$14B in market cap.

USDtb → stablecoin 100% backed by Treasuries tokenized by BlackRock, targeting institutional investors.

📊 Highlights:

✔️ USDe was the USD asset that reached US$10B in supply the fastest in history.

✔️ Capital retention during crashes: 76.2%, even higher than Aave.

✔️ Over US$500M in revenue fully distributed to holders.

The difference? While USDT/USDC focus on payments, Ethena has bet on capital efficiency and yield as its central use case.

The result:

🔹 USDe is consolidating as standard collateral for derivatives.
🔹 USDtb builds the bridge with regulated institutions.
👉 Ethena shows that stablecoins can be much more than “digital money”: they can be productive assets that work for the user.

#DeFi #Stablecoins #Cryptocurrencies #Investments #Blockchain

Tether launches Plasma: The infrastructure for global transactions with stablecoins at zero cost

Tether announced the launch of its L1 blockchain, Plasma, created to address one of the biggest challenges in the digital asset market: the cost and speed of transactions with stablecoins.

This initiative represents a significant advancement for global payment infrastructure. The central proposal is clear: enable USDT transfers with zero fees, high speed, and enhanced security.

Main Advantages of the Plasma Network:

> Cost Efficiency: USDT transactions without fees, optimizing payment operations, remittances, and treasury.

> Hybrid Security: Combines the agility of Proof-of-Stake consensus with the robustness of the Bitcoin network for maximum integrity.

> Ecosystem for Innovation: Fully compatible with EVM, paving the way for the development of new DeFi and fintech solutions.

The launch, supported by Bitfinex, signals a strategic move to increase the usability of the digital dollar at scale. Plasma positions itself as a fundamental base layer for the next generation of financial services.

What is the impact of a cost-free stablecoin infrastructure for the future of payments and the traditional financial system?

#Blockchain #Fintech #Tether #Plasma #USDT #Stablecoin #Innovation #DigitalPayments #Infrastructure #FinancialMarket

YZi Labs considers opening a fund for external investors: A new era for crypto venture capital?
The YZi Labs, a venture capital firm from US$ 10 billion spun off from Binance, is evaluating allowing the entry of external investors, according to an interview with the Financial Times. This could transform the manager, previously focused on the Binance family's fortune, into an investment vehicle aimed at the public. Here is the summary:

🔹 Opening doors: Ella Zhang, head of YZi Labs, confirmed that the company is considering accepting external capital, stating: “Eventually, we will consider making it a public-focused fund.”
🔹 Ties with CZ: YZi Labs manages the fortune of Binance co-founder CZ and former executives like Yi He. CZ ceased to have an active role in Binance after his conviction in 2023 and imprisonment in 2024 for compliance violations and money laundering.
🔹 Regulatory implications: Accepting investors from the US may attract greater regulatory scrutiny. However, Zhang noted that the Trump administration's pro-crypto stance has encouraged some founders to return to the US.
🔹 Recent bets: YZi Labs has invested in projects such as Ethena Labs, crypto treasury companies like B Strategy and CEA Industries, in addition to names like Polygon, Mysten Labs, 1inch, Aptos, and LayerZero.

What do you think about this possible change? Will it be a milestone for the crypto market or just another step in the evolution of YZi Labs? Share your thoughts in the comments! 🚀
#Cryptocurrencies #VentureCapital #Investments #YZiLabs #Binance

🚀 Ethereum is winning the battle of Real World Assets (RWAs) — and there is no one even close.

🔹 Stablecoins: 95% of all stablecoins are already running on Ethereum or EVM. Circle, Tether, Ethena, and even USD1 (Trump's stablecoin) reinforce this network.

🔹 Treasuries: 70% on L1 and 86% in the EVM ecosystem. BlackRock and Fidelity have already tokenized billions exclusively on Ethereum.

🔹 Gold: 99.96% of tokenized gold is on Ethereum.

🔹 Stocks: still small, but Ethereum already hosts 200 assets, compared to only 1 on Algorand or XRP.

💡 The network effect is unbeatable:

79% of RWAs are already on Ethereum L1

86% when we add L2s

93% if we include the entire EVM ecosystem

📊 Institutions follow liquidity — and every time BlackRock, Fidelity, or Paxos choose Ethereum, they reinforce this advantage.

👉 The game is clear:

Ethereum = global ledger

ETH = world reserve asset

5 Crypto Frontiers That Could Shape the Next Decade 🌐💸

The crypto world is in constant evolution, and some emerging trends promise to redefine the future. Check out the 5 areas I am closely monitoring, based on my recent analysis:

1. AVS and Restaking: The reuse of staked ETH to secure new networks could open doors for industries like decentralized AI.
2. DeFi x TradFi: The integration between decentralized and traditional finance is bringing more accessible products to consumers.
3. RWAs: The tokenization of real-world assets, such as Treasury Bonds, could connect crypto to global markets worth trillions.
4. ZK Technology: Zero-knowledge proofs promise scalability and privacy, revolutionizing blockchains.
5. Decentralized Social: Networks like Farcaster and Zora are creating platforms where creators own their content and reputation.

These frontiers face challenges – regulatory, technical, and adoption – but the potential for impact is enormous. The next crypto cycle could integrate these innovations into global finance, infrastructure, and culture.

What do you think about these trends? Share your thoughts in the comments! 👇
#Cryptocurrencies #Blockchain #DeFi #Technology #Innovation

The future of Ethereum's scalability is becoming increasingly clear: ZK Rollups.

Advances in cryptographic proofs (SNARKs, STARKs), greater hardware efficiency, and upgrades like Dencun are making ZK faster, cheaper, and inevitable.

📌 What changes in practice:

⏱ Almost instant finality (from 7 days to minutes).
🔒 Mathematical security guaranteed by cryptographic proofs.
💸 Lower costs with data compression and competition among provers.
🌐 Interoperability between L2s, opening up space for swaps, unified pools, and cross-chain apps.

The announcement of the partnership between Arbitrum (Offchain Labs) and Succinct shows that the transition is already underway — and it could be a game changer for the entire Ethereum ecosystem.

👉 The game is changing: optimistic is reactive, ZK is preventive.
It's not just evolution — it's a structural upgrade.

❓And you, do you believe we will see the total migration of L2s to ZK in the coming years?

How to foster growth in Brazil!

If you missed the live session about the BNB token, don't worry, it is on our YT channel:
https://www.youtube.com/live/bt_r-_Psr04?si=cCxTXRGupxMQQWbx

BREAKING NEWS: SEC Declares Fully Collateralized Stablecoins as Cash Equivalents!

In a game-changing decision, the SEC now allows publicly traded companies to treat fully collateralized stablecoins — such as Circle's $USDC and Paxos' $USDP — as cash equivalents on their balance sheets. This historic decision could unlock billions in institutional capital, paving the way for traditional financial markets (TradFi) to embrace stablecoins as legitimate money.

❌ Algorithmic stablecoins are excluded from this guidance.

#Stablecoins $ETH $BTC

🚨 The largest capital markets transformation plan in the U.S. has just been launched: the "Project Crypto". 🇺🇸💥

Paul S. Atkins, current chairman of the SEC, announced a new era for financial markets: the tokenization and digital assets become regulatory priorities in the United States.

🔹 The goal? To fulfill President Trump's vision of making the U.S. the global capital of cryptocurrencies.

The plan is ambitious and historic:

✅ Launch of Project Crypto: an initiative that modernizes SEC rules to allow markets to operate on-chain.

✅ End of "regulation by enforcement": clear rules for distribution, custody, and trading of crypto assets.

✅ Recognition that not all crypto assets are securities.

✅ Support for solutions such as self-custody, stablecoins, tokenization of stocks, and even super financial apps.

✅ Creation of regulatory exemptions for innovative projects to operate with legal security from day one.

✅ Integration with other agencies and encouragement of competition among regulated platforms (including CFTC).

📜 U.S. regulation ceases to be an obstacle and becomes a driver of innovation. And, for the first time, there is a clear effort to repatriate companies and talent that migrated abroad.

We are witnessing the birth of a new phase for the crypto industry – with the United States leading by example.$BTC $BNB $ETH

🚀 Linea is shaping the future of Layer 2s on Ethereum

Amidst the fierce competition among L2 solutions, Linea has just introduced a new model that could redefine the industry — and strengthen Ethereum in the process.

📌 3 pillars of this new phase:

1️⃣ Native ETH burn: 20% of gas will be burned in ETH, and 80% in LINEA tokens — integrating L2 into Ethereum's monetary narrative.

2️⃣ Native yield ETH staking: Bridged ETH can be used to generate direct yield, focusing on promoting the network's DeFi.

3️⃣ Super fund for public goods: 85% of the LINEA token supply will be allocated to the community and to growth, R&D, and infrastructure projects on Ethereum.

Additionally, a consortium formed by names like Consensys, ENS, Eigen Labs, Sharplink, and Status will lead the governance of the ecosystem.
📣 The message is clear: using Linea is strengthening Ethereum.

🔍 For other L2s, the challenge remains: less short-term TVL, more lasting construction aligned with the network's values.$BTC $ETH

#Ethereum #Layer2 #Linea #Blockchain #DeFi #Infrastructure #Web3 #Cryptocurrencies #Governance #Staking #ETH #Technology