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📌 Crypto & Shariah – Part 3: Is Staking or Earning Profit Considered Riba?

By: Shaker Haqqani

> 🤔 Question: Is staking or earning crypto profit considered Riba (interest)?

✅ Answer (Islamic Perspective):
It depends on how the profit is generated.

🔹 Halal if:
• It follows Mudarabah (profit-sharing) or Ijarah (rental/service model)
• Your capital is at risk
• No guaranteed profit is promised

❌ Haram (Riba) if:
• It’s a loan (Qard) with interest
• You get fixed, risk-free returns on capital
• Your capital is guaranteed plus you earn money → this becomes Riba

🧠 Shariah rule:

> “Every loan that draws a benefit is Riba.” (حديث نبوي)

💡 In Islamic finance, profit is only allowed when risk is shared.

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