@Huma Finance 🟣

#HumaFinane

Huma Finance is a pioneering PayFi protocol blending traditional credit mechanics with blockchain efficiency. It tokenizes real‑world receivables like invoices, enabling businesses to receive USDC/USDT instantly while liquidity providers earn stable yields plus HUMA token rewards . Half of protocol fees are used to buy and burn HUMA, supporting deflationary pressure . Built on Solana (later expanding to Stellar, BSC, and Ethereum L2s), Huma 2.0 offers “Classic” (≈10.5 % APY) and “Maxi” modes for yield or loyalty points (“Feathers”) . As of mid‑2025, it has processed over $4 billion in volume with 33,000+ users . Reddit users highlight its real‑world RWA integrations:

> “Huma protocol is now live on Solana…providing instant liquidity” .

Its aim is to unlock real‑time global payment financing while offering governance via staking.