Doing some late-night research, and the protocol being developed by @Huma Finance 🟣 is genuinely impressive. Creating a permissionless, on-chain system for income-backed loans is a massive step forward for DeFi. It addresses the huge challenge of undercollateralized lending and could unlock capital for millions of people around the world. This is a real-world use case that has serious potential. #HumaFinance @Huma Finance 🟣