@Huma Finance đŁ is changing DeFi forever with the worldâs first PayFi network.
Forget traditional lending. #HumaFinance brings real-world income and receivables-based credit on-chain â enabling users to borrow against future earnings like salaries, invoices, and remittances. No crypto collateral required.
Powered by the Time-Value-of-Money model, Huma analyzes your cash flow and gives you access to 70â90% of your expected income â all through secure smart contracts.
This is what DeFi looks like when it meets the real economy.