#crypto TAKES OVER: CANâT JOIN A BANK? BUY IT đŠ
The appeal is straightforward: buying a charter gives firms direct access to Fed payment rails, regulatory legitimacy, and a stable funding base ; all critical for scaling crypto products inside the traditional financial system.
Crypto and fintech companies are increasingly using a âbuy a bankâ strategy to skip the multi-year charter application grind.
Ripple and Circle have both secured paths toward national trust bank status, while industry heavyweights like #coinbase , #Paypal , and Fidelity Digital Assets are positioning for deeper banking integration.
Analysts expect that by late 2026, hybrid crypto-bank institutions will be a normal part of financial infrastructure.