#Plasma is optimized for stablecoin payments, but it is not limited to payments only. Because Plasma is fully EVM-compatible (via Reth), developers can deploy DeFi applications like lending, liquidity pools, yield strategies, and on-chain settlement logic. The key difference is that DeFi on Plasma benefits from sub-second finality, stablecoin-first gas, and predictable fees, making it especially suitable for payment-linked DeFi, treasury management, and institutional-grade financial apps rather than high-risk speculation.