Ripple President Monica Long highlights that over $700 billion in idle cash sits on S&P 1500 balance sheets, which could drive the next wave of crypto adoption through stablecoins. She forecasts that by 2026, 5–10% of capital markets settlements will move onchain as institutions and banks adopt tokenization and stablecoins. Long also expects convergence of blockchain and AI to automate financial operations, enhancing liquidity management and asset optimization in real-time.