INSIGHT: $FOGO
FOGOUSDT
Löpande
0.02593
-3.02%
THIS IS WHY BANKS ARE PANICKING ABOUT STABLECOINS $ROSE
ROSEUSDT
Löpande
0.01289
-4.16%
New data shows how exposed U.S. banks really are. $SOMI
SOMIUSDT
Löpande
0.2114
+1.24%
For most banks, net interest margin (NIM) makes up 50% to 70% of total revenue. That’s the spread they earn by paying you almost nothing... and lending your money out.
Now enter stablecoins:
Pay users yield
Settle instantly
Run 24/7
No fractional reserve games
Regulators are finally admitting it: stablecoins are a bigger threat to banks than crypto trading ever was.
This isn’t about speculation. It’s about stablecoins attacking the core profit engine of banking.
If deposits migrate on-chain, NIM collapses, and that’s why banks are lobbying so hard right now