U.today

DXC Technology (NYSE: DXC) hasannounced a high-profile partnership with enterprise blockchain company Ripple to embed institutional-grade digital asset capabilities directly into the banking infrastructure.

As part of the tie-up between the two companies, Ripple’s blockchain solutions will be integrated into DXC’s Hogan banking platform.

Notably, this legacy system supports more than $5 trillion in deposits and 300 million accounts across the globe.

DXC, which is a Fortune 500 company, serves close to 6,000 private and public sector clients from dozens of countries.

Key capabilities

Banks are facing increasing pressure to modernize. However, their core systems are often decades old and complex.

Hence, DXC and Ripple are providing a "bridge." Banks can get access to digital asset features without disrupting their existing operations.

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This makes it possible for hundreds of financial institutions to go directly to the phase of real-world deployment after experimenting with the technology.

Of course, the sheer scale of DXC’s client base presents a significant opportunity for Ripple.

Because of this partnership, various banks will be able to offer digital asset custody, programmable payments, and the tokenization of real-world assets (RWAs).

Other recent partnerships

The San Francisco-based company also recently partnered with LMAX Group, which is a leading institutional exchange for FX and crypto.

LMAX agreed to integrate Ripple’s stablecoin, RLUSD, as a "core collateral asset."

Last year, Ripple also scored an agreement with BBVA, one of the largest banking groups in the world. The deal focused on providing digital asset custody infrastructure.

The market is mainly bearish, even though some coins are in the green zone, according to CoinStats.

BTC/USD

The price of Bitcoin (BTC) has gone up by 0.7% over the last day.

On the hourly chart, the rate of BTC has bounced off the local resistance at $90,005. However, if the daily candle closes not far from that mark or above it, there is a chance to see an upward move to the $91,000 range tomorrow.

On the longer time frame, the price of the main crypto is far from main levels, which means traders are unlikely to witness sharp moves soon.

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In this case, sideways trading in the zone of $89,000-$91,000 is the most likely scenario until the end of the week.

A similar picture can be seen on the weekly chart. The volume has dropped, confirming the absence of bulls or bears' energy. All in all, there are low chances of seeing increased volatility by the end of the month.

Bitcoin is trading at $90,107 at press time.

According to Solana-focused research and development firm Anza, SIMD-0334, which fixes Solana’s alt_bn128_pairing syscall check, is now live on testnet at epoch 900.

A syscall (system call) in the context of Solana refers to a function in the Solana Virtual Machine (SVM) runtime, which allows Sandbox programs to perform specific operations.

Validators: SIMD-0334, which fixes Solana’s alt_bn128_pairing syscall check, is now live on testnet at epoch 900. This feature requires at least Agave v3.1.0 and FD v0.806.30102 https://t.co/G0iUkCImo2

— Anza (@anza_xyz) January 21, 2026

Used in zero-knowledge proofs, the alt_bn128_pairing is a syscall for pairing on the BN128 elliptic curve and takes a list of curve points as input. Each pair of points is 192 bytes, so valid inputs must be a multiple of 192 bytes long. However, the current code does not perform input length checks correctly.

The SIMD-0334 update adds a proper length check on the input bytes for elliptic-curve pairings, preventing any misuse with incorrectly sized inputs.

This fix will prevent accidental misuse of the alt_bn128_pairing syscall function, make programs easier to debug and update the behavior of the syscall function.

As reported, the SOL staking ratio reached 70%, an all-time high; this amounts to $60 billion worth of staked SOL. In another milestone for Solana, the market capitalization of real world assets (RWAs) has surpassed $1 billion.

What's coming?

According to Anza, whose mission is to build and ship software that enables Solana to keep scaling without compromising on performance, decentralization or security, 2026 is about setting the foundation for the next phase of scaling.

Alpenglow, a long‑term consensus solution, continues to be in focus. Alphenglow provides tighter timing enforcement than TowerBFT and leverages BLS cryptographic primitives to significantly reduce finalization latency while preserving safety.

In 2026, Anza stated that the focus is on transitioning Alpenglow out of development clusters to the mainnet in Q3.

MCP introduces a foundation shift to the Solana market structure and crypto as a whole. In 2026, Anza teases the launch of an initial MCP version focused on ensuring transaction ordering within a batch in-protocol.

XRP bulls just dodged a brutal chart signal reported yesterday byU.Today. This morning, the price of the fifth-biggest cryptocurrency dropped to as low as $1.8261, passing under the monthly Bollinger midband at $1.8896.

What happened, then, is the recovery, and not a weak one, but with enough strength to close above that line again, avoiding what would have been a confirmation of an 88% drop.

This middle Bollinger Band on a monthly time frame acted like a line between controlled correction and macro failure since XRP hit its 2023 low.

Should the candle close under, it would have set off a free fall, targeting the lower Bollinger Band near $0.21, which mirrors the same structure that preceded 2021's $0.17 local bottom.

Can this XRP price roadmap for 2026 sustain?

What happens instead isXRP printing a green monthly candle for the first time since September, up 5.67% this January, and reasserting this "lifeline" as crucial support on any term, either short or long.

But the bounce back does not mean that the bullish structure is fixed, as the upper band resistance is still stretched pretty far away at $3.56, and the chart indicators are still easing off their July peak above $3.30.

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This breakdown could attract late dip-buyers reentries, but the pressure point is still alive. If it closes below $1.8896 next month, the capitulation scenario could be back on the table. Until then, it is likely to besideways price drift for XRP, with a bullish bias if February opens strong.

The question now is not whether the coin will crash to $0.20, but if this temporary hold is enough to reawaken the rally toward $3.30, or if it just delays what is still going to happen regardless.

Most of the cryptocurrencies remain in the red zone; however, there are some exceptions to the rule, according to CoinStats.

XMR/USD

The rate of Monero (XMR) has declined by 6.54% since yesterday.

On the hourly chart, the price of XMR is above the local resistance at $510.11. If the daily bar closes around that mark, traders may expect an ongoing upward move to the $550 zone soon.

From the midterm point of view, the rate of XMR has made a false breakout of yesterday's bar's low. However, the volume remains low, which means it is early to think about a fast bounce back.

From the midterm point of view, one should focus on the weekly bar's closure in terms of the $518.99 level. If it happens below it, the decline is likely to continue to the $500 zone.

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Such a scenario is relevant until the end of the month.

XMR is trading at $517.12 at press time.

Bears remain more powerful than bulls in the middle of the week, according to CoinMarketCap.

XRP/USD

XRP is an exception to the rule, rising by 0.86% over the last 24 hours.

On the hourly chart, the rate of XRP has broken the local resistance of $1.9268. If bulls can hold the gained initiative and keep the price above that mark until the end of the day, one can expect a test of the $2 zone tomorrow.

On the longer time frame, the situation is less positive for bulls. The price of XRP is within yesterday's bar, which means none of the sides has enough energy for a further drop or a bounce back.

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In this case, sideways trading in the range of $1.90-$2 is the most likely scenario until the end of the week.

From the midterm point of view, the picture is similar. The volume remains low, which means neither buyers nor sellers have enough energy for sharp ups or downs. All in all, traders are unlikely to witness increased volatility.

XRP is trading at $1.9449 at press time.

Dogecoin (DOGE), the king of meme coins, has suffered a 2,563% liquidation imbalance in the last four hours. The liquidation was triggered by the broader cryptocurrency market meltdown. This has left bullish traders of the meme coin in mild losses based on the development.

DOGE liquidations surge as long traders take a hit

CoinGlass data indicate that traders who bet on long positions suffered a loss of $1.2 million as the DOGE price crashed by 3.06% in the last 24 hours. The price drop pushed Dogecoin’s weekly decline further down to 16.07%.

Notably, the crypto meltdown caused Dogecoin to drop from a daily high of $0.1263 to a low of $0.1216. The geopolitical tension sparked capital flight from crypto assets to safe havens like gold. Bitcoin (BTC), the leading digital asset, fell by 2.2%, and altcoins, including DOGE, followed the same path.

The reduced allocation to speculative assets like Dogecoin amplified the meme coin’s price drop and resultant liquidation. As of press time, Dogecoinexchanges hands at $0.1226, which represents a 1.72% decline in the last 24 hours.

The meme coin’s trading volume is still in the green zone and up by 23.04% at $1.3 billion. Under normal conditions, this is sufficient to trigger a price reversal, particularly with the meme coin’s Relative Strength Index (RSI) at 23.7. This signals extreme oversold conditions, but the general crypto meltdown has hindered any upward momentum for DOGE.

Additionally,Dogecoin has its own corrections to overcome despite kicking off 2026 on a high note. As per Ali Martinez’s analysis, the meme coin is at risk of a massive decline that could add a zero to its price. Martinez identified $0.073 as DOGE’s next major support.

Meanwhile, short-position traders were not spared from the losses, though mild. The short seller lost $45,070 within the same four-hour time frame.

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Dogecoin outlook uncertain as founder reacts

Amid the crypto meltdown, Dogecoin founder Billy Markus has reacted to thenews of a $150 billion loss with a sarcastic "oh."

Markus, known for his sarcasm, has maintained an air of indifference to the ongoing bloodbath in the crypto sector.

However, not all market players are like the Dogecoin founder. Amysterious Bitcoin whale who sold off 255 BTC recently bet 15.6 million DOGE worth over $2.1 million on the meme coin using 10x leverage.

With the current market outlook, this whale’s projections on Dogecoin might be unraveling. The next couple of days could signal if a rebound is possible.

Today, Jan. 21, a massiveShiba Inu whale made one of the largest retail transfers in weeks, unloading 210.36 billion SHIB worth around $1.63 million to a hot wallet of the biggest U.S. brokerage, Robinhood, as visible onArkham.

Long story short, this transaction alone emptied 97% of the address's total holdings in the meme coin, leaving those who saw it guessing — is this an entry or an exit?

Following the transfer, the sender address "0x2d00…7bB," still holds 5.93 billion SHIB, but this is a shadow of its original holdings. Another important detail is that within the hour, another outbound transfer occurred: 352,961 WLFI, worth $56,980, were sent to the same Robinhood waller.

Thus, in total, over $1.68 million in assets exited the wallet in 60 minutes.

Third angle for Shiba Inu coin

Theprice action of SHIB around the event suggests a third angle. The coin plummeted below $0.0000075 on Jan. 19 after a brutal sell-off over the course of an hour, with partial recovery seen only 36 hours later.

If the transfer was a front-run or post-drop sell, it would explain the timed bounce. The coin is now at $0.00000787, barely clinging to short-term support.

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The wallet’soriginal SHIB holdings were worth over $2.2 million before the drop, meaning the whale may have realized a loss of about $600,000 or more depending on the cost basis. Unless this was a cold-to-hot migration, which is unlikely with WLFI included, the address has made a decisive move out of SHIB.

Coinbase CEO Brian Armstrong isconvinced that the "Bitcoin standard" is already replacing the legacy financial system.

He has noted that people tend to think that people tend to think that the current system, where central banks do not have links to any hard commodity underneath, is "sacrosanct." However, it was created relatively recently when former US President Richard Nixon went off the gold standard in 1971.

Armstrong believes that fiat currencies will continue to exist "for a long time," but a new monetary system is already emerging.

"We are also seeing the birth of a new monetary system that I would call the 'Bitcoin standard' instead of the gold standard," he said while speaking during a panel at the World Economic Forum (WEF) that is currently taking place in Davos, Switzerland.

When it comes to the crypto space, this marks a return to sound money, which is something that is inflation-resistant.

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Western democracies are currently facing major problems with budget deficits,Armstrong adds. "There is a real segment of the population that is looking for a new system based on hard money," Armstrong adds.

Crypto is good for fiat currencies

During the panel discussion, Armstrong stated that crypto is actually good for fiat currencies.

"I think that crypto is very good for fiat currencies. It's very good. Bitcoin is as good as a check and balance on deficit spending," he said.

In general, crypto is going to be "very complementary," according to the Coinbase boss.

Bitcoin just had a -17.4% crash in late 2025, followed by a weak +1.36% bounce in January. But if history repeats itself as the real alpha trigger for Bitcoin, the next big move might be in February, and it is not a bearish one.

Over the last 13 out of the last 15 years, February has beenone of the best months for Bitcoin, as perCryptoRank. On average, it has seen a 14.3% return, with gains in 11 different cycles. In key rebound years like 2023, 2021, 2017 and 2012, February was not just a good month for the market — it was a game-changer, leading to multimonth rallies.

The setup is classic pre-rally panic. On Jan. 21, BTC plunged under $89,000 after peaking near $97,000 earlier this month, wiping out $359 million in leveraged longs over four sessions.

But this kind of pre-February dip has historically acted as fuel. In 2020, a -8.21% February came right before Bitcoin's breakout. In 2014 and 2018, midcycle resets preceded major April surges.

How much will Bitcoin be worth in February 2026?

Thus, it looks like Bitcoin being back in the $88,000-$86,000 support it hit in November sets up a possible double-bottom pattern. If the bulls defend this zone and February performs anywhere close to the median at +12.2%, price targets stretch into$99,500-$101,000 per BTC at minimum.

Should the leading cryptocurrency repeat the 2023 February scenario, the $109,500 price tag will be shining on the chart as early as next month.

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The February bullish base rate is legit. Add in ETF flows, early tax-driven accumulation and the hope for a macro pivot, and the next $100,000 target could hit sooner than most expect.

The price by itself cannot adequately explain the signal that XRP is flashing. The network is actually slowing down even though the chart still indicates consolidation close to key support. XRP payments surged to 1.346 million in the last day, a level that clearly exceeds recent activity ranges and demonstrates that usage is increasing rather than stagnating.

Ledger still moving

Two essential components of XRP are the number of payments and transactions. They do not represent conjecture but actual settlement activity. Together with the increase in payments, the network's overall transactions increased to 2.57 million, significantly exceeding its short-term baseline. Together these metrics show throughput demand rather than random wallet shuffling.

This type of behavior has historically been observed during continuation phases rather than at tops. When fundamentals diverge from price, markets typically peak when activity declines and prices remain flat. It is the reverse here. XRP's network usage is exceeding several local ceilings in spite of technical pressure and general market weakness. That makes a compelling case against the notion that the rally is done.

Usage stays up

Context is important, but price action appears to be heavy. While fundamentals are printing higher highs, XRP is trading close to its lower range. That is not failure, but compression. As on-chain activity increases and an asset absorbs selling pressure without collapsing, this usually precedes resolution upward rather than breakdown.

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Over the past few weeks, payments and transactions have been trending upward; the most recent increase merely confirms rather than creates momentum. Instead of retail noise, that kind of consistent growth points to institutional or enterprise flows. The key lesson for investors is simple. Technical levels are still significant, particularly in the $1.90-$2.00 range, and short-term volatility may continue.

However, it gets more difficult to defend betting on a complete rally stoppage as long as network activity keeps exceeding previously capped levels. To confirm its trend, XRP does not require a quick vertical move. Under the surface, it needs confirmation — which it already has.

Because of this, XRP is in a situation that many other assets are not in at the moment: the price is uncertain, but the network is. Continuation is preferable to collapse if this divergence is resolved in the typical manner.

Shiba Inu is forming a death cross on its three-hour chart, the first such in 2026. The downward-facing three-hour MA 50 has converged with the MA 50 and is set to drop below it, to confirm a death cross.

The last time such a short-term signal appeared on the SHIB three-hour chart was in mid-December 2025, which saw Shiba Inu drop to $0.00000681 in the weeks that followed.

Shiba Inu began the year 2026 with optimism surrounding its price action. SHIB sharply rose in the first few days of 2026, reaching a high of $0.00001017 on Jan. 5.

A golden cross on the three-hour chart preceded Shiba Inu's surge to a high of $0.00001017 on Jan. 5, with the signal appearing about 24 hours before the rise.

This might suggest that golden or death crosses on the Shiba Inu three-hour chart have mostly foreshadowed its short-term price action, especially in recent times.

With the first 2026 death cross on the three-hour chart set to complete a few sessions ahead, potential scenarios are presented, given the current market sell-off.

Potential scenarios

At press time, SHIB was up 0.09% in the last 24 hours to $0.00000782 but down 10.02% weekly.

Shiba Inu indicated a Dragonfly Doji on its daily chart on Monday. A Dragonfly Doji is a candlestick pattern that could indicate a potential price reversal to the downside or upside, depending on previous price movement.

The extended lower shadow indicates strong selling during Monday's trading session, in line with the broader crypto market drop, but buyers were able to absorb the selling and push the price back up to close the day in green.

A confirmation of this candle pattern is yet to be obtained and will be awaited in the coming session. If Shiba Inu sustains its current rebound, it will aim for the daily MA 50 at $0.000008 next.

On the other hand, the possibility of sideways trading exists, as Shiba Inu returned to the lower end of its trading range. Support is expected at $0.00000688 in case the price declines further. 

Ethereum (ETH), the leading altcoin, has shed over 11% of its value in the last seven days. Within this period, whales in the ecosystem have redistributed 110,000 ETH worth millions of dollars. Renowned on-chain crypto analyst Ali Martinezhighlighted this development to show declining Ethereum ownership by whales.

Regional tensions add pressure to Ethereum price action

The development has sparked anticipation of possible major price movement in the coming days for Ethereum. Notably, redistributions such as this suggest that Ethereum is spreading from just a few large holders into multiple addresses.

The movement could mean several things, such as potential repositioning into crypto exchanges for selling. The redistribution might also mean that whales are moving ETH off exchanges as they intend to hold it long term.

110,000 Ethereum $ETH redistributed by whales over the past 9 days! pic.twitter.com/OPcO5Y5oYL

— Ali Charts (@alicharts) January 21, 2026

Regardless of the reason, historical precedence indicates that whale movements often signal volatility. At the moment, market participants and investors alike are treating the development with caution. If Ethereum continues its downward movement, which it has been experiencing the last seven days, it might trigger panic on the market.

As of press time, Ethereum ischanging hands at $2,915.93, which reflects a 6.06% decline in the last 24 hours. The coin dropped from a daily peak of $3,109.93 to a low of $2,901.33 after it reached the $3,000 support.

Developments in the broader financial sector suggest that the sharp decline in Ethereum’s price might have been triggered by regional tensions. After U.S. President Donald Trump’s speech at Davos, investors decided to move capital to traditional safe-haven assets.

The price of gold has surged by over 2.15% as a result. The development has impacted the cryptocurrency market, which has registered a 2.95% decline in the last 24 hours.

Key Ethereum price levels to watch as rebound hopes remain

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It is worth mentioning that in the midst of this price dip, somewhales could leverage it to accumulate more Ethereum in a strategic buy. With the price once again below the $3,000 level, attention has shifted to the $2,716 support for the coin.

Ethereum has the potential to overcome the current bearish outlook and enter a bull run. However, to achieve this, it requires more inflow.

The asset’s trading volume has jumped by 45.08% to $31.83 billion in the last 24 hours, but given the broader financial market signals, it appears that more inflow could help trigger a price rebound.

As U.Today reported, Ethereum has thepotential for a breakthrough, but the price needs to stay above $3,350. If Ethereum stabilizes above that price zone without sudden sell-offs, a bullish rally could occur.

Billy Markus, a software developer who created the iconic meme coin DOGE in collaboration with Jackson Palmer in 2013, is a frequent X user. He is known to often post memes and comments on recent sharp events in geopolitics, economics and the crypto space. On social media, Markus is known as “Shibetoshi Nakamoto,” an ironic reference to the pseudonymous Bitcoin creator Satoshi Nakamoto.

Today, Markus took to X to comment on the recent crypto market crash, which wiped out a staggering $150,000,000,000 in assets as Bitcoin plunged and its rival, gold, reached a new all-time high.

$150 billion gone from crypto market, Markus shares take

Shibetoshi Nakamoto is well known for his comments full of sarcasm and dark irony. This time is no exception, particularly taking into account his overall skeptical attitude toward the crypto market and crypto traders.

Quoting a tweet by Polymarket, which stated “$150,000,000,000.00 has been eliminated from the crypto markets today,” Markus responded rather laconically: “Oh.”

oh https://t.co/BhLbZjWfr1

— Shibetoshi Nakamoto (@BillyM2k) January 21, 2026

This was triggered by the world’s flagship cryptocurrency, Bitcoin, crashing below the $90,000 level, as it lost the recently regained $96,000 zone due to the latest developments in geopolitics in northern Europe. In light of this, Bitcoin’s rival, gold, has begun soaring and reached a new all-time high above $4,800 per ounce. Crypto whales initiated a massive sell-off, triggering a real bloodbath on the market, with the aforementioned $150 billion worth of positions liquidated.

According to his earlier tweets, Markus holds less than one Bitcoin and a little Dogecoin. He does not believe in altcoins or, particularly, in meme coins, which can be created very quickly, Markus said once. He has experience in creating Dogecoin; therefore, he knows what he is talking about. However, despite the community asking him many times about his plans for the future, Markus said he would never create a meme coin or any other crypto project again in his life.

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Strategy buys mammoth Bitcoin portion

While a lot of institutions and retail investors are selling, some continue to increase their Bitcoin bet, taking advantage of the discount. On Tuesday, the largest Bitcoin treasury company, Strategy, announced the purchase of 22,305 BTC, estimated at a jaw-dropping $2.13 billion.

Strategy has acquired 22,305 BTC for ~$2.13 billion at ~$95,284 per bitcoin. As of 1/19/2026, we hodl 709,715 $BTC acquired for ~$53.92 billion at ~$75,979 per bitcoin. $MSTR $STRC https://t.co/pJM0Yuy32w

— Michael Saylor (@saylor) January 20, 2026

As of now, Michael Saylor’s company holds 709,715 Bitcoin in total.

Ripple CEO Brad Garlinghouse has reacted to thelisting of Ripple USD stablecoin (RLUSD) on Binance, the largest cryptocurrency exchange. Responding to apost on X announcing the development, Garlinghouse celebrated it as a major win for the community.

Binance listing expands RLUSD liquidity and global access

According to Garlinghouse, it is "eXtRemely Positive to see RLUSD listed on Binance." Garlinghouse’s enthusiastic endorsement suggests that he is excited about the development, as it aligns with his vision for the ecosystem.

Given Ripple USD stablecoin’s utility in cross-border payments and decentralized finance (DeFi), its listing on Binance increases liquidity and accessibility.

Notably, it means that more users could access RLUSD on Binance, and this could drive up its market capitalization. With massive global exposure and easier access to both institutional and retail users, RLUSD might climb higher in market cap.

eXtRemely Positive to see $RLUSD listed on @binance https://t.co/eUaPXMrTCW

— Brad Garlinghouse (@bgarlinghouse) January 21, 2026

Ripple USD stablecoin, which launched in December 2024, has since exceeded a market cap of $1.3 billion within this period. Ripple USD stablecoin had been soaggressive with its burn and mint strategy that it broke into the top 100 assets by September 2025. Currently, it is the 54th-ranked crypto asset by market cap.

Expanding and getting listed on Binance could see the stablecoin record massive growth going forward. Interestingly, at the time of launch, Garlinghouse had stated that his vision was to ensure RLUSD challenges industry giants like Tether (USDT) and Circle (USDC) for market share.

Subtle XRPL signal fuels ecosystem optimism

Garlinghouse’s reaction was double-barreled. He deliberately wrote the message in unusual capitalization, with the "X" and "R" especially standing out. It appears Garlinghouse is sending a subtle hint of his anticipation of support for XRP Ledger (XRPL).

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Ripple is signaling that native XRPL support might be close as well, and this would help drive activity on its own ledger.

The listing is an indication of strong ties between Binance and Ripple, and it could lay the groundwork for higher XRPL usage. A spike in payments, liquidity and on-chain settlement on XRPL could significantly boost the network.

It is worth mentioning that before the Binance listing, the Ripple USD stablecoin recently achieved a new integration on the trading platform LMAX Group. The development sawLMAX embedding RLUSD into its global trading system and allows crypto users to connect with commodities or indexes.

To ensure seamless integration, Ripple advanced the sum of $150 million as financial support for LMAX’s long-term cross-asset expansion plans.

$3.27 billion XRP has changed hands in the last 24 hours as XRP gears up for a crucial market test.

According to CoinMarketCap data, XRP's trading volume has risen in the last 24 hours to $3.27 billion, up 10% in this time frame.

At press time, XRP was down 0.73% in the last 24 hours to $1.90, and down 11.21% weekly.

The broader crypto market is mostly trading in red, extending the sell-off since the start of the week. In the last 24 hours, total liquidations have reached $861.9 million, with longs accounting for $753.45 million of this figure.

XRP fell for seven days at a stretch since Jan. 5, and at one point fell to a low of $1.85 during Monday's market crash. XRP is currently attempting a rebound following its severe drop, reaching $1.92 in intraday trading before slightly declining.

XRP faces crucial market test

XRP is trading slightly below $2, where its real test in the market lies. According to Glassnode, the $2 level has become a major psychological zone, with each recent retest coinciding with hundreds of millions of dollars in realized losses as long-term holders use rallies to exit rather than add exposure.

According to Glassnode, the $2 level remains a major psychological zone for XRP holders. This is because, since early 2025, each time XRP has retested $2, investors have seen realized losses of $0.5 billion to $1.2 billion per week. This reflects the significance of this key level. In a recent tweet, Glassnode noted that XRP's current market structure is now seeing similarities to February 2022.

XRP holders who have been active from the past week to month are in profits, while many holders who bought in the last six to twelve months are yet to break even, which can increase selling pressure if prices continue to drop.

A clear stress test was created by the increase in selling pressure throughout the cryptocurrency market, and the responses of Shiba Inu and Bitcoin reveal two quite different narratives.

SHIB stays strong

Even though both assets saw a decline, the quality of that move and what came next are far more important than the actual red candles. The majority of the pressure was absorbed by Bitcoin. Short-term structure was broken and the price was forced to heavily rely on the $90,000 support zone as a result of a severe sell-off that drove Bitcoin back toward the lower end of its local range.

On the downside, volume increased sharply, indicating that sellers were engaged and driven. This was de-risking as well as profit-taking. Because of this, Bitcoin's attempts at recovery have been gradual and corrective, with the price struggling below important moving averages. In contrast, Shiba Inu responded quite differently. It avoided a similar downside impulse despite trading in a wider downtrend. There was pressure to sell, but it did not cascade.

The price fell swiftly, stabilized and started to consolidate rather than unravel. When compared to Bitcoin's reaction, that strength is relative rather than absolute. The primary explanation is straightforward: the initial pressure was much lower. Leveraged macro sensitivity ETF flows and institutional exposure are all associated with Bitcoin.

Bitcoin under much more pressure

Bitcoin is most severely impacted when risk-off behavior occurs. In that capital stack, SHIB is not in the middle. There was no potential chain reaction because there were fewer forced sellers and less leveraged positioning. In terms of structure, SHIB also moved closer to regional demand zones at the time of the sell-off.

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Supply was absorbed because buyers were already in a lower position. In the meantime, Bitcoin was still winding down from unsuccessful attempts at recovery close to resistance, which made it more susceptible to an acceleration of the decline. For investors, this does not imply that SHIB is now more powerful than Bitcoin overall. It indicates that SHIB suffered less harm in this particular incident.

Although it still controls the direction of the market, Bitcoin is more vulnerable to losses during periods of high volatility. Future developments probably diverge. Before any long-term growth can occur, Bitcoin must defend its support and rebuild its structure.

As long as broader market pressure does not increase, SHIB may continue to range and stabilize, avoiding further breakdown but not rallying aggressively. On its own, relative resilience is not a sign of success. However, when markets are determining who loses first — and Bitcoin did this time — it does matter.

On Wednesday, Jan. 21, the crypto market is stuck between geopolitics and leverage disruptions as the U.S. threatens up to 25% tariffs on EU imports tied to Greenland negotiations. With this background, Bitcoin collapses under $90,000, Ethereum slips under $3,000 and over $1 billion in liquidations clear out late longs.

But not everything’s bleeding: Shiba Inu flashes a seasonal comeback pattern, and Ripple’s CEO might have just flirted with XRP’s community with a not-so-cryptic message.

TL;DR

Shiba Inu (SHIB) hope: Historical data suggests Shiba Inu often rallies in February, potentially reversing current losses.XRP's secret message: Brad Garlinghouse’s latest tweet contains a capitalized Easter egg that has the XRP Army buzzing.Bitcoin's long squeeze: Overleverage killed the bulls, with a staggering $358.90 million in BTC positions wiped out in 24 hours.Shiba Inu (SHIB) teases double-digit gains in February

With Bitcoin dropping below $90,000 and the "crypto winter" turning into a real thing,Shiba Inu (SHIB) holders are looking for a lifeline. Luckily, history might just be on their side.

Despite the recent gloom, February has always been a strong month for this popular meme coin. Looking at data fromCryptoRank since 2021, it seems that the second month of the year has had good returns in three out of five years tracked.

The stats offer a glimmer of hope. In 2024, SHIB shot up by 41.3%, while two years before that, in 2022, the coin added another 20.3%. On average in February, the Shiba Inu coin is up +9.26%, with a median of +10.9% — which shows that it is not just meme magic.

Even when taking into account down years — like the brutal -26.1% drop in 2025 caused by post-halving exhaustion — February often marks a pivot point where SHIB shakes off its January slump.

Right now, SHIB is trading at about $0.000008, with a market cap of $4.7. It has dropped about 3.74% over the last 24 hours, but it is still up 13.9% for 2026 so far. If history repeats itself, we might see a double-digit reversal in just a few weeks.

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Cryptic XRP hint dropped by Ripple CEO

Is it a coincidence, or is it 4D chess? Ripple CEO Brad Garlinghouse got the XRP community's attention with a single, curiously punctuatedtweet.

Garlinghouse celebrated the fresh Binance listing of Ripple USD (RLUSD) with the following message. But the XRP Army immediately noticed the unusual capitalization of the letters "X-R-P" in "eXtRemely Positive" as a secret shoutout.

eXtRemely Positive to see$RLUSD listed onBinance

The post came out just as Ripple confirmed that the RLUSD stablecoin will be available for spot trading on Binance starting tomorrow, Jan. 22. They will start with support for Ethereum and then move on to XRPL.

BREAKING: @binance is set to list $RLUSD https://t.co/O8XJad9YjW

— U.Today (@Utoday_en) January 21, 2026

The exchange already shows RLUSD/USDT andXRP/RLUSD as active listings. RLUSD had already hit a $1.38 billion cap last quarter, and this listing is going to expand its utility footprint.

While the market is struggling, XRP is holding strong at $1.89-$1.91, down just 1% despite the recent sell-off due to tariffs. Many see the RLUSD listing — which works with XRP directly — as a key liquidity bridge that could boost the whole ecosystem of XRPL.

Whether or not this Easter Egg by Garlinghouse was intentional, the tweet does what it needs to: get the community's attention during a dull moment — and maybe foreshadow utility momentum to come.

Bitcoin rockets 940% in brutal $359 million liquidation squeeze

Bitcoin got smoked, almost literally. Over the past 24 hours, $358.9 million in long positions were liquidated, with an overwhelming 940% imbalance against longs. According toCoinGlass, only $34.08 million in short positions were affected, meaning bulls encountered a brutal macroeconomic shock and got completely wrecked.

The worst losses occurred when BTC dropped from $90,100 to $89,100 overnight. The biggest single liquidation? A $13.52 million BTC/USDT position on Bitget. Peak destruction occurred between 2:00 a.m. and 3:00 a.m. UTC, with total BTC liquidations now tracking 2.55 times above the seven-day average.

The culprit is over-leveraged euphoria colliding with a macroeconomic shock. Tariff threats against Europe resurfaced with a Greenland twist, strengthening the dollar, stalling rate cut expectations and draining liquidity from every corner of the market. BTC was at the center of it all, and longs paid the price.

Even shorter-term views show the same pattern. The last 12 hours saw an additional $29.83 million in liquidations, heavily imbalanced against longs. Hyperliquid led the exchange leaderboard with $124.16 million in BTC liquidations, including $107.43 million in long-side casualties.

However, when over 90% of the losses are sustained by bulls, it often signals a blow-off top. Currently, BTC is consolidating in the $89,000-89,300 range, near structural support. The question now is whether this was the flush before a bounce or the start of something worse.

Crypto market outlook for Jan. 21

Watch for further fallout from the U.S.-EU trade standoff, especially if tariffs scale to 25%. But for now, the market is bruised but not broken. The "Greenland Dump" has flushed out excess leverage, potentially setting the stage for a cleaner recovery if macro tensions cool.

Key levels to watch:

Bitcoin (BTC): Crucial support holds at $88,500. A bounce here is needed to prevent a slide to $85,000. Watch for a reclamation of $90,000 to signal the squeeze is over.XRP: All eyes on Binance tomorrow at 8:00 a.m. UTC. The RLUSD listing could provide the volume spike needed to push XRP back toward $2.00.Shiba Inu (SHIB): The $0.000008 level is the turning point. If it holds through January, the February seasonality play will be the primary trade to watch.

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Prominent commodities trader Peter Brandt, who also supports Bitcoin, has taken to his X account to admit that Bitcoin critics who love gold are now celebrating a major victory after all.

In particular, he mentioned probably the most vocal gold bug who constantly criticizes BTC, economist Peter Schiff. Brandt also made an ultra-bullish gold price prediction.

Many big names in the crypto industry have also paid attention to gold’s new all-time high, reached in light of recent geopolitical tensions between the U.S. and Denmark.

"$8,000 is in the cards"

Peter Brandt shared a logarithmic chart, showing gold futures’ growth since 1976. The chart reveals three bull cycles. The chart shows that the current one started in 2022. The trader expects gold to skyrocket as high as $8,000 per ounce at the current pace of growth, provided that the current bull cycle is “similar in scope to previous bull cycles.” Just recently, the precious metal hit a new all-time high above $4,800 per ounce.

Brandt added that despite many crypto enthusiasts giving a hard time on the X platform to rigorous Bitcoin critic and gold advocate Peter Schiff, Schiff is “having the last laugh.”

If current bull cycle in Gold is similar in scope to previous bull cycles, then $8,000 is in the cardsFor all the grief given to @PeterSchiff especially by the cryptocultists, he is having the last laugh $GC_F #GOLD pic.twitter.com/8TWhJK9SQD

— Peter Brandt (@PeterLBrandt) January 21, 2026

It should be noted that Brandt often slams crypto fans, calling them “cryptocultists.” He does not believe in altcoins and only acknowledges Bitcoin as the sole cryptocurrency worth supporting. Nevertheless, he sometimes also shares charts on Ethereum, XRP, Solana, DOGE and other big-cap coins, saying that he does it as a trader who trades tradable assets even though he dislikes them.

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Mike Novogratz on gold surge and future Bitcoin growth

In his recent tweet, the founder of Galaxy Digital, Mike Novogratz, discussed the aforementioned gold price surge, stating that it is signaling that the U.S. dollar is “losing the reserve currency status at an accelerating rate.” The long bond selling is off, too, he said, which is “not a good sign either.”

Novogratz admitted that investors find the current Bitcoin behavior disappointing, and BTC is “still met with selling.” He believes that to regain its recent upward trend, the world’s primary cryptocurrency needs to reach at least $100,000-$103,000. “I still think it will in time,” Novogratz said.

The gold price is telling us we are losing reserve currency status at an accelerating rate. The long bond selling off is not a good sign either. $BTC is disappointing as it is still being met with selling. I will reiterate it has to take out 100-103k to regain its upward…

— Mike Novogratz (@novogratz) January 20, 2026

Currently, Bitcoin is changing hands at $89,360 per coin.

Cardano (ADA) faced a major reputational threat in the last 24 hours as its price experienced sharp fluctuations. Notably, ADA’s value dipped from an intraday peak of $0.3617 to a low of $0.3499 in a move that extended its weekly loss by 15.36%.

Cardano narrowly defends top 10 market cap ranking

CoinMarketCap data reveals that Cardano, currently ranked 10th by market capitalization, was on the verge of losing the top 10 spot to Bitcoin Cash (BCH). Cardano’s market capitalization stands at $12.86 billion, while Bitcoin Cash is closing in with its $11.82 billion.

The recent price fluctuation which ADA displayed on the market could have triggered a massive dip for Cardano. For instance, if ADA’s price had breached the $0.31 support level, its total market cap would have crashed to $11.17 billion.

The $1.69 billion drop in its market cap would have been enough for Bitcoin Cash to edge out Cardano from the elite top 10 crypto assets.Cardano crashed out of the elite league in 2024 and only rejoined in September of that year. Its lingering volatility raised concerns about its position in 2025 as investors’ interests declined.

As of press time, Cardanoexchanges hands at $0.3578, which represents a 0.49% decline in the last 24 hours. Its trading volume is marginally in the green zone by 0.02% at $633.54 million. The constant sell-off by traders engaged in profit-taking has hindered the coin’s sustained growth.

However, Cardano’s Relative Strength Index (RSI) at 37.9 suggests that the coin is not oversold yet. Although the momentum is currently weak, it still could face further decline in price. For now, the threat has been averted, and its reputation as a top 10 asset remains intact.

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To maintain its status, Cardano’s price needs to rebound and reclaim the $0.39 to $0.42 zone. If it climbs to this level and sustains the momentum, a more sustainable price rally can be anticipated on the ADA market. The asset traded at this level exactly seven days ago, supported by amassive surge in trading volume.

Ecosystem developments fuel rebound hopes

On the broader Cardano ecosystem, optimism remains high that the network will experience growth.

Some in the community believe Cardano has gotten off to a bullish start with notable developments. These include a new exchange-traded fund (ETF) application for ADA.

Otherbullish moves include the listing of Cardano Midnight on Coinbase, finalization of CIP for Leios and Google Cloud launching a stake pool on testnet. Many consider these developments to be indicative of a great 2026 ahead.