Alihasan10

#USA. Präsident **Donald Trump hat soeben eine vorgeschlagene einjährige Obergrenze für Kreditkartenzinsen von 10 % angekündigt, die am 20. Januar 2026 in Kraft treten soll – zum ersten Jahrestag seiner aktuellen Amtszeit. Die Maßnahme löste am Freitagabend Marktschwankungen aus und führte zu neuen Diskussionen über Verbraucherkredite und Finanzaktien.
Was ist gerade passiert
• Trump veröffentlichte einen Beitrag auf Truth Social, in dem er eine vorübergehende Obergrenze von 10 % p. a. für die Kreditkartenzinsen fordert, wobei er die stark steigenden aktuellen Zinssätze (häufig 20–30 %+) als „Ausbeutung“ amerikanischer Verbraucher bezeichnet.

$XRP Interesse erhöht sich nachdem der Krypto-Analyst Crypto Captain (@UniverseTwenty) ein starkes wöchentliches Fraktal hervorgehoben hat. Falls die Geschichte sich wiederholt, könnte XRP sich für einen großen Ausbruch Anfang Januar vorbereiten 🚀
📊 Was passiert gerade?
• $XRP hat die langfristige absteigende Widerstandslinie durchbrochen
• Die wöchentliche Struktur spiegelt einen früheren explosiven Zyklus wider
• Das Momentum breitet sich aus, nach Monaten der Kompression
• Schlüssellevel $2 zurückgewonnen
💥 Laut dem fraktalen Muster könnte dieser Ausbruch bei anhaltendem Bullenmomentum die Tür zu $8,5 öffnen. Der Setup fokussiert sich auf Struktur statt auf Rauschen, und $XRP scheint die frühen Stadien einer impulsiven Bewegung einzuleiten.

$XRP Recent commentary from crypto analyst Chain Cartel highlights a notable shift in how SWIFT is describing the future of its payment infrastructure.
Rather than focusing solely on secure financial messaging, SWIFT is now emphasizing concepts such as real-time settlement, shared ledgers, instant payments, and always-on cross-border transfers. This language suggests more than a routine system upgrade — it points to a structural evolution in how global payments are expected to operate.
According to Chain Cartel, these characteristics do not resemble early-stage blockchain experiments or open public networks. Instead, they align closely with institutional-grade payment architecture focused on reliability, interoperability, and settlement finality.
Parallels With a Long-Standing Model
The design principles SWIFT is now outlining closely resemble the framework Ripple has been building for over a decade. This model centers on a neutral settlement layer that enables financial institutions to transact with real-time finality while integrating seamlessly with existing infrastructure.
Rather than replacing legacy systems, the emphasis is on liquidity efficiency, operational certainty, and continuous availability — features that distinguish institutional payment networks from speculative blockchain platforms.
SWIFT Moving Beyond Messaging
SWIFT has also confirmed plans to incorporate a blockchain-based ledger directly into its infrastructure. Historically, SWIFT’s role has been limited to coordinating standardized messages between banks, with settlement occurring elsewhere.
Introducing a shared ledger as a single source of truth marks a meaningful evolution — suggesting that messaging alone is no longer sufficient for modern cross-border payment demands.
$XRP
Convergence, Not Competition
Chain Cartel frames this development as convergence rather than direct competition. Both SWIFT and Ripple aim to connect financial institutions and existing payment rails, not disrupt them.
When branding is removed, the underlying objectives appear increasingly aligned — reinforcing the idea that legacy financial systems often adopt and integrate proven solutions over time rather than reject them outright.
Market Implications
The broader takeaway is that the market may not yet fully reflect the significance of this alignment. By publicly endorsing real-time settlement and shared ledgers, SWIFT is implicitly validating models that have already been tested at scale.
Institutional recognition of this shift is still evolving — but the technical direction is becoming clearer.
$XRP

Let’s focus on the chart.
$BTC
BTC rejected cleanly from the 91,500–92,000 supply zone, followed by a strong sell-off — fully aligned with market structure.
Key points;
Sellers remain in controlEvery relief bounce continues to face selling pressureHigher-timeframe structure remains unchanged
Critical levels to watch:
91,500 → Key resistanceOnly a reclaim with strong volume would shift bias82,500–82,000 → Major decision zone
A confirmed break below 82,000 could open downside toward 78,600–78,400$BTC
Until BTC reclaims 91,500, this remains a wait-and-observe environment, not a forced trade zone.
Patience > emotions.
Structure > opinions.
$BTC

Eine Aussage aus der gestrigen Anhörung des US-Bundesgerichts klärte etwas Wichtiges für das Terra Classic-Ökosystem — und viele Menschen haben es verpasst.
#LUNA✅
Richter Engelmayer erklärte:
„Es gibt Fälle, in denen das Unternehmen selbst ein Betrug war, wie Madoff oder Theranos. Dies ist nicht der Fall.“
Diese Unterscheidung ist wichtig.
Das Gericht machte deutlich, dass sich der Fall auf das individuelle Verhalten konzentriert, nicht auf die Terra-Blockchain oder deren zugrunde liegende Technologie. Der Richter betonte weiter:
„Die Anklage gegen Sie (Do Kwon) ist keine Anklage gegen Ihr Unternehmen.“

Protect Yourself in a Market Full of Opportunities
and
Traps
The crypto world moves fast — sometimes too fast. While innovations and new opportunities appear every day, so do scams designed to take advantage of new traders. Many beginners trust influencers or social-media hype, and this is exactly where scammers strike 😞.
🪙 How Scammers Target New Traders
A common tactic seen today is the creation of new memecoins promoted as “the next big thing.” Influencers or promoters often use phrases like:

“Don’t miss this chance!”“This is the next Bitcoin!”
“Guaranteed explosive growth!”
These statements create excitement and FOMO (Fear of Missing Out), pushing beginners to invest quickly without research.

🚮 What Actually Happens Behind the Scenes

Once enough people buy the hyped token, the price increases. Then the promoters suddenly dump their holdings at the top 🚮.
This causes:
A rapid price crash ⬇️Heavy losses for regular investors
The classic pump-and-dump pattern 💣
These schemes repeat often in the crypto market, especially with newly launched tokens.

😔 Why New Traders Fall for It
Many beginners believe:
Popular = trustworthyInfluential = honestMemecoins = easy money
But in crypto, reputation can be misleading, and fraudulent actors often hide behind flashy marketing, edited screenshots, and unrealistic promises.
$BTC

🔍 How to Stay Safe (DYOR Always!)

Before investing in any project, always ask:
✔️ Is the project legitimate?
Check the website, whitepaper, tokenomics, and community.
✔️ Are the developers identifiable and transparent?
Anonymous teams aren’t always bad — but transparency matters.
✔️ Does the project have real utility?
Hype alone isn’t enough.
❌ Red Flags to Avoid
Guaranteed profits“Next Bitcoin” claimsSudden hype out of nowhereInfluencers demanding you buy quicklyNo liquidity lock or unclear token distribution
Your best protection is doing your own research 🔍 and avoiding emotional decisions.
🌟 Final Advice
Crypto offers incredible opportunities, but not every shiny coin is gold. Stay alert, stay informed, and protect your investments 💪

you’re losing trust, feeling frustrated, or staring at every dip thinking “Why isn’t XRP moving yet?” — read this twice. 👇
Because what’s happening behind the scenes won’t be obvious to the public…
until the chart is already vertical. 📈
🧊
Whales Are Draining Exchanges — Rapidly
In the last few weeks, billions of XRP have quietly disappeared from exchanges into cold storage.
Supply on major platforms has dropped from 7B → 4B XRP.
That’s not normal.
That’s not random.
That’s strategic accumulation.
You see red candles.
Whales see discounts and opportunity. 👀
📊
ETFs Are Absorbing XRP Like There’s No Tomorrow
19 straight days of inflows.
Zero outflows.
Nearly $1B in new ETF inflows — and many ETFs aren’t even fully operational yet.
Even with today’s lower volume, ETFs are on pace to absorb ~$498M worth of XRP per month.
By next summer?
That’s billions removed from available liquid supply.
And here’s the key:
Most ETF purchases are still happening OTC, meaning the public order books haven’t even felt the true demand yet.
🔥
When OTC Liquidity Runs Out… BOOM.
Remember when around $1M hit the public order book and we saw that Kraken wick shoot XRP past $90?
That wasn’t a glitch — it was a preview.$
$XRP
Now imagine ETFs unable to fill OTC.
They will buy whatever is available, instantly.
No waiting.
No haggling.
Just pure market pressure.
💎
This Is the Setup of a Lifetime
A shrinking supply…
Whale accumulation…
ETF-magnet demand…

Macro tailwinds…

Put it together and you get:
The perfect storm forming quietly beneath the surface.

Most will lose patience.
Most will sell the dip.

Most will chase random pumps…

And most will miss the moment XRP detonates.
🤝
Ask Yourself…

Are you focused on today’s temporary price?
Or the massive long-term supply shift unfolding right now?
If you still believe in XRP’s long-term thesis…
This dip is not your enemy — it’s your advantage.
📢 Drop a comment — Are you accumulating, holding strong, or waiting for confirmation?
Follow me for daily $XRP insights and updates. 👇🔥
#XRP #Crypto #Ripple #CryptoNews #Binance