The 3 Updates that Change Everything
The Three Updates that Will Transform XRP in 2026
Nasdaq listed the three main technical innovations of the XRPL for 2026:
1️⃣ Permissioned DEXs (Q2/2026) – Allows institutions to trade tokenized assets with KYC/AML. No anonymity, with compliance.
2️⃣ Native Lending (Q1/2026) – Institutional loans directly on the base layer of the XRPL. XRP will generate YIELD.
3️⃣ Confidential Transfers (Q1/2026) – Privacy with auditability. Institutions do not want the world to see their positions.
"By mid-year, an institutional investor will easily be able to borrow, buy a tokenized asset, and close the trade — all with confidentiality and compliance. There is nowhere else they can do this today."
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