Against the backdrop of the current February correction, Ripple's CTO David Schwartz has once again taken to X (Twitter) to 'ground' dreamers with cold logic. His fresh post quickly became popular.
🧠 Schwartz put forward a solid argument: if rational investors believed even 10% that $XRP would reach $100 in the coming years, they wouldn't be selling it now for less than $10.
"If faith were real, the free supply on exchanges would have been exhausted instantly due to aggressive demand," says the CTO of Ripple.
The fact that we are currently trading in the range of $1.70–$1.90, in Schwartz's opinion, is mathematical proof that the market still evaluates $XRP with a large degree of skepticism.
📉 Schwartz never tires of reminding that he is not the best example for financial advice. He ironically recalls his legendary blunders:
Sale of 40,000 ETH at $1.05 (now that's a whole capital).
Sale of 100 BTC at $750.
He once did not believe that XRP could break even $0.25.
🔍 What do the facts say today (February 2026):
While David philosophizes, the numbers show a different picture:
ETF factor: Spot XRP ETFs launched at the end of 2025 continue to accumulate assets. In January, the net inflow amounted to over $400 million.
RLUSD in action: The stablecoin from Ripple has become a key instrument for liquidity, which has finally separated the price of XRP from mere speculation and tied it to real use in payments.
WHALES are buying: Despite the price drop over the weekend to $1.65, large wallets (1M+ XRP) have added another 120 million tokens to their positions.
Thus, David Schwartz reminds us that the price of an asset is not a "promise," but a balance between current usefulness and faith in the future. If you are waiting for $100, then a price of $2 should seem like a gift to you, not a reason for panic.
💬 Where is your "threshold of faith"? Do you agree with Schwartz?
#XRP #Ripple #DavidSchwartz #XRP-ETF #RLUSD #CryptoNews2026 #BinanceSquareUA
