Crypto News Xrp

🚨🚨🚨 BREAKING 🚨🚨🚨

The CEO of Bank of America, Brian Moynihan, has just dropped a bombshell: up to $6 trillion (30-35% of U.S. commercial bank deposits) could shift from traditional banks to stablecoins if Congress allows them to pay interest and returns.

Citing Treasury studies, he states this would reduce credit capacity, force banks to use more expensive funding, and negatively impact loan costs, especially for small businesses.

Banks are heavily pushing to restrict passive returns in the cryptocurrency bill, while cryptocurrencies aim to offer rewards (staking, liquidity, etc.).

🚨🚨🚨 BREAKING 🚨🚨🚨

Bitcoin balances on CEX dropped by 9,761 $BTC in 24 hours, with total holdings at 3.33 million $BTC.

🚨🚨🚨 BREAKING 🚨🚨🚨

TRUMP LAUNCHED HIS HEALTHCARE PLAN TO "DELIVER CASH DIRECTLY TO PEOPLE AND REDUCE DRUG COSTS"

A move that could have a direct impact on consumption, savings... and investments (key for #Bitcoin)

WHAT DOES THE PLAN PROPOSE?

▪️The government will pay money directly to individuals (instead of large insurance companies), allowing them to purchase their own health plans, which is expected to improve quality and lower prices
▪️Implements massive discounts on prescription drugs through the "most favored nation" agreement, reducing prices by 80-90% (up to 500% in some cases), making the U.S. pay the lowest prices in the world. This starts this month at TrumpRx.gov
▪️Eliminates subsidies to insurance companies (whose profits have increased by 1,700% under Obamacare), redirecting that money to individual health savings accounts
▪️Removes intermediary fees that inflate the system
▪️Funds the cost-sharing reduction program, cutting insurance premiums by an average of 10-15%
▪️Requires insurance companies to disclose commissions, denials, and coverage so consumers can compare

📍The goal is to free up MILLIONS OF DOLLARS in healthcare spending so people have more decision-making power
📍And when people have more disposable income... they also invest more...
📍Another Trump measure that demonstrates the IMPORTANCE of the midterms

🚨🚨🚨 BREAKING 🚨🚨🚨

CZ SAYS REACHING $200,000 FOR BITCOIN IS "THE MOST OBVIOUS THING IN THE WORLD".

"A SUPERCYCLE IS COMING".

🚨🚨🚨 BREAKING 🚨🚨🚨

La capitalización total del mercado de criptomonedas está intentando recuperar el mínimo de 10/10.

Es un nivel importante que superar si se pretende continuar con este rebote alcista.

Si se rechaza de nuevo, nos mantendremos en el rango de los últimos dos meses.

🚨🚨🚨 BREAKING 🚨🚨🚨

THE U.S. SENATE WILL RESUME TOMORROW DISCUSSIONS ON THE STRUCTURE OF THE #BITCOIN AND CRYPTOCURRENCY MARKET – COINDESK

🚨🚨🚨 BREAKING 🚨🚨🚨

SOLANA MOBILE CONFIRMS AIRDROP OF 1.8 BILLION SKR

Solana Mobile will distribute 1.819 BILLION SKR to over 100,000 Seeker users and ecosystem developers.

Additionally, 141M SKR are reserved for developers who launched applications during Season 1.

🚨🚨🚨 BREAKING 🚨🚨🚨

THE IMPORTANCE OF THIS FOR FINANCIAL MARKETS IS ENORMOUS AND THIS COULD HAPPEN

OIL CONTINUES TO PLUMMET (-5.25% IN 24 HOURS) FOLLOWING A RELAXATION OF TENSIONS BETWEEN IRAN AND THE U.S.

🔸Trump TOLD IRAN HE DOES NOT WANT WAR AND WILL NOT LAUNCH AN ATTACK, ACCORDING TO IRAN'S AMBASSADOR IN PAKISTAN.
🔸ARAB GOVERNMENTS BELIEVE TENSIONS BETWEEN THE UNITED STATES AND IRAN HAVE "DECREASED" AND IT IS LIKELY THAT U.S.-IRAN CONVERSATIONS WILL CONTINUE.
🔸REPORTS INDICATE SAUDI ARABIA, TURKEY, QATAR, OMAN, AND EGYPT PARTICIPATED IN REDUCING TENSIONS BETWEEN THE UNITED STATES AND IRAN.

OIL PRICES DROPPED DRAMATICALLY AFTER THE NEWS. BUT WHY IS THIS KEY FOR #BITCOIN AND STOCKS?

▫️CHEAPER OIL REDUCES BUSINESS COSTS AND LOWERS INFLATIONARY PRESSURES, ALLOWING THE FED AND OTHER CENTRAL BANKS TO LOOSEN MONETARY POLICY.
▫️ON THE OTHER HAND, IN BTC'S HISTORY, WHEN OIL PRICES HAVE BEEN DECLINING, #BITCOIN TENDS TO SURGE.

FOR NOW, TRUMP SEEMS TO BE TAKING A "WAIT AND SEE" APPROACH, THOUGH MILITARY ACTION IS NOT FULLY RULED OUT IF NEW INCIDENTS OCCUR.

🚨🚨🚨 BREAKING 🚨🚨🚨

Lemon launches Argentina's first Bitcoin-backed Visa credit card, allowing users to borrow pesos without selling $BTC.

🚨🚨🚨 BREAKING 🚨🚨🚨

Interactive Brokers is implementing 24/7 funding with USDC, and stablecoins Ripple and PayPal are expected to be added next week.

🚨🚨🚨 BREAKING 🚨🚨🚨

Robinhood and Coinbase shares drop 7.8% and 6.5% after Congress delays cryptocurrency market structure legislation.

🚨🚨🚨 BREAKING 🚨🚨🚨

$130 billion in purchases are expected in the coming months.

JP Morgan states that Bitcoin could likely see $130 billion in inflows by 2026.

🚨🚨🚨 BREAKING 🚨🚨🚨

THIS HAS ALWAYS BEEN A BEAR MARKET SIGNAL FOR $BTC

B$BTC has once again fallen below the 50-week moving average (the yellow line)... and the story is clear on this point

Each time this moving average was broken, a BEAR MARKET or a brutal drop followed

🔍 What does the chart show?

▪️2014: -75% drop after losing the moving average
▪️2018: -60% drop after losing the moving average
▪️2022: -65% drop after losing the moving average
▪️2020: -55% drop after losing the moving average (COVID Crash)

🔻 Today, Bitcoin is once again BELOW that moving average, located near $101,000

WHAT SCENARIOS ARE POSSIBLE TODAY?

🔹SCENARIO 1: REPEATING THE PATTERN
-If history repeats itself, we could see a deep correction in the coming weeks/months
-The technical risk is clear—we are below the threshold that historically separates bull and bear markets

🔹SCENARIO 2: THIS TIME IT'S DIFFERENT
-The macro context is not the same: record liquidity, historic institutional backing, and clear regulations on the way
-It is CRITICAL to see what happens when BTC approaches $101K. If it surpasses this zone, optimism could accelerate

The coming days will be CRITICAL to assess this situation

🚨🚨🚨 BREAKING 🚨🚨🚨

Coinbase's CEO, Brian Armstrong, says it's clear that American voters want cryptocurrencies.

🚨🚨🚨 BREAKING 🚨🚨🚨

DDC adds 200 Bitcoin to its balance, raising the total $BTC holdings to 1,383.

🚨🚨🚨 BREAKING 🚨🚨🚨

Ripple invests $150 million in LMAX Group to implement $RLUSD as MARGIN and INSTITUTIONAL LIQUIDITY SOURCE.

LMAX is a key player in the global financial market, providing platforms to trade currencies (FOREX), metals, indices, commodities, and #cryptocurrencies.

🚨🚨🚨 BREAKING 🚨🚨🚨

The Solana RWA ecosystem has just reached a new all-time high of $1.15 billion in value.

🚨🚨🚨 BREAKING 🚨🚨🚨

BlackRock's total assets reach a record $14 trillion as demand for ETFs increases.

🚨🚨🚨 BREAKING 🚨🚨🚨

THE 2026 WORLD ECONOMIC FORUM IS COMING AND THE #CRYPTO ECOSYSTEM IS MORE PRESENT THAN EVER!

From January 19 to 23, the 56th edition of the World Economic Forum will bring together global leaders… but also the most important figures in #crypto and #blockchain

🔹 1. THE HEAVIEST NAMES
▪️Brad Garlinghouse (Ripple) will debate with SWIFT EXECUTIVES and representatives from the IMF on cross-border payments and stablecoins.
-Panel: The Future of Cross-Border Payments: Can Blockchain Scale? January 20 – 10:00 AM CET
▪️Brian Armstrong (Coinbase) will speak about regulation and global expansion in a WSJ panel.
-Panel: Building the Crypto Economy: Trust, Transparency, and Safety. January 21 – 11:30 AM CET
▪️Jeremy Allaire (Circle) will present his vision of the digital dollar and the role of USDC as a payment layer for AI.
-Panel: A Conversation with Circle’s CEO: The Internet of Value. January 22 – 12:00 PM CET

🔹 2. THE PARALLEL EVENTS FROM THE CRYPTO WORLD
While the WEF focuses on the official agenda, the PARALLEL EVENTS ARE NOT LEFT BEHIND:

▫️GBBC Blockchain Central
• Technical panels with Hyperledger, Visa, ConsenSys
• Regulatory discussions with the architect of MiCA and former CFTC

▫️Web3 Hub Davos
• Participants: Yat Siu (Animoca), Paolo Ardoino (Tether), Elizabeth Stark (Lightning), Jack Mallers (Strike), Adam Back (Blockstream)

Davos 2026 reflects a clear trend: Crypto is building the new global financial system.
And as Scott Bessent said: “A new Bretton Woods could arrive within the next 4 years”

🚨🚨🚨 BREAKING 🚨🚨🚨

$BTC closed the day with +$840.6 million in net inflows into its spot ETFs.

This is one of the largest inflows in history and the biggest so far this year.

In 2025, Bitcoin received approximately +$20 billion in net inflows. This occurred during a down year.

In 2024, around +$36 billion were recorded.

I wonder how 2026 will end.