Arc represents an evolution that goes beyond stablecoins alone. With economic coordination and finance migrating to the internet, Arc delivers the infrastructure layer necessary to connect institutions, applications, and regulated stablecoins into a unified system.
As the infrastructure for the Internet Financial System, the network currently supports 100+ partners who are building and testing solutions. Key technical benefits include deterministic ~1s finality and predictable transaction fees denominated in @USDC.
Through the integration of @USDC, Sproutly is introducing a new level of openness to climate finance and carbon offsetting. The @sproutlyrwa platform transitions away from unclear reporting methods by documenting environmental outcomes onchain. This provides verifiable evidence that enables climate capital to circulate with greater speed and improved accountability. Because USDC maintains a predictable and transparent settlement value, actual sustainability projects can scale up their operations with full confidence.
We are excited to join forces with @Polymarket, the largest prediction market globally, to help power the next phase of onchain financial ecosystems.
This collaboration is designed to achieve three main objectives: 1. Delivering stablecoin infrastructure that is transparent and fully reserved to the prediction market sector. 2. Ensuring settlements become more reliable and seamless as the markets expand. 3. Building greater trust among users as liquidity levels and participation rates rise.
As prediction markets develop into practical, data-centric financial instruments, this alliance demonstrates how USDC and Circle’s technology act as the essential bedrock for the future of these platforms.
The delivery of humanitarian assistance cannot afford to be held back by the slowness of traditional banking. Thanks to the adoption of regulated stablecoins such as @USDC, the timeframe for distributing funds is shrinking from weeks down to just minutes. This transition allows aid groups to support individuals more quickly while maintaining superior standards of transparency and accountability.
Whether providing immediate disaster relief or enduring assistance, this is the result of establishing financial architecture dedicated to tangible outcomes.
Take a look at the report titled Beyond Stablecoins: The Rise of the Internet Financial System:
We have officially entered the age of stablecoins. Rooted in the conviction that in code we trust, this new chapter is founded upon infrastructure that is both open and programmable.
The Circle Payments Network (CPN) has expanded to include the Philippines, with @coinsph now live on the platform. This update facilitates PHP payouts by leveraging trusted local rails, specifically InstaPay for real-time needs and local partner banks. Users can utilize a single integration point for high-throughput, compliant payouts, which simultaneously lessens dependence on correspondent banking. This launch successfully establishes a vital corridor connecting global stablecoin settlement with the Philippines.
We are excited to welcome Hecto to the Circle Payments Network (CPN). By joining this ecosystem, Hecto is set to facilitate the efficient transfer of funds from Korea to destinations abroad. This collaboration enables the delivery of compliant, stablecoin-powered fiat payouts tailored for global enterprises.
This strategic move enhances their capacity to support several critical financial activities, including treasury and liquidity operations as well as cross-border B2B payments. Furthermore, it strengthens their ability to manage international enterprise payouts and disbursements for various platforms and merchants.
Through CPN, Hecto provides businesses with access to a unified global network, ensuring settlements are always-on and prioritize a compliance-first approach.
With the collective market capitalization of stablecoins climbing past $300B, a growing number of enterprises are facing a pivotal question: is it time to issue a proprietary token?
Circle CCO @KashRazzaghi clarifies that the answer relies on strategy rather than technology.
Running a regulated, trustworthy stablecoin at a significant scale is no small feat. It demands robust banking partnerships, ongoing reserve management, compliance with global regulations, and operational safeguards that have been tested across different market cycles.
From a systemic perspective, launching a new, isolated stablecoin only serves to fracture liquidity and erode trust. Conversely, adopting established and regulated assets like EURC and @USDC helps centralize liquidity, standards, and operational excellence within a universally adopted network.
As institutions formulate their plans for stablecoins, the primary step should not be determining what to construct, but rather identifying the right partners to work with.
For those seeking to leverage stablecoins for business operations without assuming the role of an issuer, the solution is evident: use USDC.
While the technical process of minting a token is simple, the ongoing operation of a stablecoin is far more complex. With the total market capitalization of stablecoins now exceeding $300B, numerous enterprises are currently evaluating whether to launch their own proprietary assets. However, as Circle CCO @KashRazzaghi points out, this should be viewed as a strategic move rather than a mere technical implementation.
Launching a token is the easy part. Successfully running a regulated, trustworthy stablecoin at scale demands extensive banking alliances, continuous management of reserves, adherence to global regulations, and operational safeguards that have been battle-tested across various market cycles.
From an ecosystem perspective, introducing new proprietary stablecoins tends to fracture both liquidity and trust. Conversely, adopting established and regulated options like @USDC and EURC helps unify liquidity, rigorous standards, and operational discipline within a single, widely utilized network.
For institutions currently mapping out their approach to digital assets, the priority should not be determining what infrastructure to construct, but rather selecting the right partner to build alongside. If your goal is to integrate the power of stablecoins into your business operations without assuming the heavy burden of becoming an issuer, the solution is straightforward: adopt USDC.
Velocity surges dramatically as soon as friction is eliminated. The opportunity at hand is not to discard existing financial systems, but to amplify them using automation, faster settlement, and programmable infrastructure. These insights were presented at the @NewYorkFed’s 2025 FX Market Structure Conference.
We are entering a period where global payments and treasury operations are active around the clock. Since the enactment of the GENIUS Act, there has been a 70% surge in stablecoin usage for payments as institutions establish the confidence to employ digital dollars in real-world workflows. @USDC is effectively enabling programmable treasury and cash management, real-time cross-border settlement, and global liquidity devoid of legacy banking constraints. This is the outcome when money moves at internet speed.
Sunil Sharma provided insights on USDC during the @NewYorkFed’s 2025 FX Market Structure Conference, focusing on the migration of money and settlement to internet-native infrastructure. He declared that they are setting the foundation for a new, open, programmable global financial system.
The approaching implementation of MiCA has sparked a surge in interest regarding compliant digital assets denominated in euros. As a result, EURC has emerged as a dependable method for users to store, transfer, and settle euros onchain. Whether utilized for treasury management or transactional payments, EURC is effectively incorporating the euro into the web-based financial ecosystem.
Creating a comprehensive Internet Financial System requires more than stablecoins alone. Circle’s Chief Product & Technology Officer, @chandhok, has published a new article detailing our product vision for 2026. The post highlights how distinct elements—such as blockchain infrastructure like @arc, digital assets including @USDC, and solutions like the Circle Payments Network—integrate to form a cohesive full-stack platform. We explain how Circle combines open infrastructure, deep liquidity, and a wide array of applications to drive real-world economic coordination directly on the internet.
We are excited to have @Velafi_global join the Circle Payments Network (CPN). This partnership empowers VelaFi to provide real-time settlements that adhere to regulatory standards using payment stablecoins, including EURC and @USDC, throughout major international corridors.
With a footprint extending across the US, Asia, and Latin America, VelaFi now offers its clients a direct link to programmable, compliance-centric global settlement via a unified CPN integration.
This development drives faster and more effective cross-border activity, optimizing key areas such as treasury management and liquidity operations, multi-currency settlement, and enterprise payments. This illustrates exactly how effortless modern cross-border transactions are meant to be.
We are pleased to announce that payout channels for the EU and India are now active on the Circle Payments Network (CPN) through our partnership with @Sabermoney. Saber is enhancing the scope of the CPN by bridging stablecoins with local payment rails throughout Europe and India.
Users can now utilize EUR via SEPA to facilitate local euro settlement within the EU. Additionally, the network supports near-instant local payouts in India using INR via IMPS, RTGS, and NEFT. Accessing these services requires just one integration, effectively eliminating bilateral complexity. We are delivering these new corridors while maintaining the same high network standards you expect.
Sunil Sharma addressed the issue of mitigating counterparty risk at the 2025 FX Market Structure Conference organized by @NewYorkFed. This relates to our ongoing efforts at Circle, where we are using automation to rearchitect trust.
Engineered for real-world use, reliability, and scale, USDC stands as a builder-first innovation. Be sure to listen to the discussion featuring @ddisparte and @scottmelker on The Wolf Of All Streets.
For years, the foreign exchange sector struggled with obstacles such as fragmented venues, rigid cut-off times, and prefunding mandates. StableFX changes this dynamic by moving currency conversion onchain. We employ stablecoins to ensure settlement is always active, all while utilizing the RFQ execution model you trust. As of 2025, FX is finally functioning with the same flexibility and speed characteristic of the internet.