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$XRP When crypto influencer Amonyx posed the question on X—“Would you sell your XRP at $34, $130, or $2,150?”—the XRP Army quickly delivered a flurry of thoughtful replies. Their answers highlighted a clear theme: conviction in XRP’s long-term value, tempered by realistic assessments of market mechanics.
As of report time, XRP is trading at $3.03, with a market capitalization of approximately $181 billion, providing a sharp contrast to the speculative figures in question.
✨Holders Speak Out
Many respondents argued that selling isn’t the only—or even the best—path to profit. Mike declared, “Never sell, but I will take a loan out when it’s above $1,000 to invest,” illustrating the growing trend of leveraging crypto holdings instead of liquidating them. Omar Parkop advised keeping XRP while offloading other utility coins such as HBAR, XLM, and ADA “to get out of the rat race.”
Another user, simply identified as L, echoed the sentiment: “No, not when I can borrow against it.” In contrast, KaDa injected a dose of realism, noting that a $2,000 XRP price would imply absorbing the total money supply of the planet, adding that even $20 would be insanely good for the asset.

✨Borrowing vs. Selling
The discussion underscores a growing preference for borrowing against crypto holdings rather than selling them outright. Established platforms such as Nexo now allow users to post XRP as collateral for fiat or stablecoin loans, providing access to liquidity without triggering taxable events.
While this approach preserves potential upside, it also introduces risks such as margin calls and counterparty exposure that investors must manage carefully.
✨The Math Behind $2,150
Skeptics like KaDa have strong reasons for doubt. With a maximum supply of 100 billion tokens, a $2,150 price tag would push XRP’s market capitalization toward $200 trillion—far beyond the total global money supply and multiple times larger than the combined value of the world’s stock markets.
These staggering numbers explain why many analysts see four-digit XRP targets as implausible without unprecedented structural changes in global finance.
✨Institutional Context
Recent institutional partnerships, including Ripple’s collaborations with major banks and custodians, continue to expand XRP’s utility for cross-border payments and liquidity solutions. Notably, European banking giant BBVA recently partnered with Ripple to integrate digital-asset-based payment rails, showing that real-world adoption is advancing—albeit gradually.
✨Takeaway for Investors
Amonyx’s viral post demonstrates that the XRP Army is not just about unbridled optimism. Whether one chooses to sell at milestones like $34 or $130, borrow against holdings to fund investments, or simply hold through market cycles, the prevailing sentiment is to plan deliberately.
Investors must weigh the lure of outsized gains against the realities of market liquidity, collateral risks, and personal financial goals. In the end, the choice to sell or not, remains as individual as each XRP holder’s conviction.

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