A ₹300+ Crore Mistake. 💸

🇮🇳 My dad retired in early 2013 and did what most Indian fathers do: he took his entire ₹7,00,000 retirement fund and locked it into a Bank Fixed Deposit (FD).

It was the "safe" choice. But was it the smart one?

Lets crunch the numbers on a "What If" scenario where he was just 50% reckless.

The Portfolio: 50% in FD (₹3.5L) + 50% in Bitcoin (₹3.5L).

Here is the shocking difference today (Nov 30, 2025):

📉 Strategy A: The "Safe" Dad (Actual)

* Action: 100% into FD in early 2013.

* Today's Value: ~₹17.1 Lakhs

* Verdict: Barely beat inflation. 🐢

🚀 Strategy B: The "Crypto" Dad (Hypothetical)

* Action: Buying BTC in early 2013 (Price was ~$14).

* Bitcoin Amount: He would have owned ~450+ BTC.

* Today's Value: ~₹370 Crores+ 🤯

* Verdict: He would be a whale today.

(Even if he waited and bought the "market top" in Dec 2013, he would still have ₹6.2 Crores today compared to the ₹17L in the bank!)

💡 The Lesson?

$BTC Bitcoin is not just a speculative asset; it has been the greatest store of value in history over long timeframes. While FDs protect you from volatility, they expose you to currency devaluation.

👇 Question:

If you retired today, would you put any % of your corpus into crypto? Or is 100% FD still king? Comment below!

#bitcoin #India #crypto #HODL