đš Market Spotlight: Trumpâs Push to Cap Credit Card Rates
All eyes are on markets as investors digest Trumpâs proposal to cap credit card interest rates at 10% â a move with serious implications for the consumer finance ecosystem.
If enacted, the policy would squeeze lendersâ risk margins and could push millions of borrowers out of the credit card system, particularly those with credit scores below ~780. Thatâs notable, because a 780 score is already considered excellent â meaning a large portion of everyday consumers could lose access to revolving credit.
The fallout wouldnât stop there: âą Payment giants like Visa and Mastercard could face volume pressure
âą Consumer spending dynamics may shift
âą Traditional credit access could tighten fast
At the same time, this strengthens the case for alternative financial rails â especially crypto.
đ Bottom line: tighter credit + financial friction = structural tailwinds for Bitcoin đ
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