Cordelia Ephraim UUbR

#digital cuộc cách mạng tiền tệ 🎯🎯
👇👇🥳🥺
🔴 Khẩn cấp: "Sự bình yên trước cơn bão".. Trump đột ngột kết thúc cuộc họp sau khi được thông báo về (kế hoạch ném bom lớn) cho Iran! 🇺🇸🇮🇷🔥
⚠️ Cảnh tượng chuyển từ mối đe dọa sang "thực hiện"! Trong những diễn biến kịch tính hôm nay (29 tháng 1, 2026), Washington đang hoàn tất một động thái quân sự có thể thay đổi hoàn toàn bộ mặt khu vực.
⛔️ 3 chỉ báo xác nhận rằng "giờ không" đang đến gần:
⭕️ Kế hoạch ném bom rộng rãi: (WSJ) tiết lộ rằng Trump đã được thông báo về một kế hoạch quân sự "lớn" để phát động một chiến dịch ném bom toàn diện nhắm vào "chế độ và Vệ binh Cách mạng". Kế hoạch không chỉ nhắm vào các địa điểm hạt nhân mà còn nhằm làm tê liệt toàn bộ nhà nước Iran.

$RIVER 🚨 DO NOT BUY A HOUSE THIS YEAR — UNLESS YOU’RE ALREADY RICH

👇👇👇
If you’re not a billionaire, rent.
Yes, rent.
Buying a house right now is how average

people lock themselves into permanent financial mediocrity.
If you want to buy your first home, wait for a 2008-style housing crash.
I’ve seen every cycle — the 2008 collapse, the 2020 blow-off top, and everything in between.
Look at the chart.
The last housing bubble peaked around 266 in 2006.
If you think today’s market is “stable,” you’re not early — you’re late and in denial.
This market isn’t healthy.
It’s frozen.
WHY BUYING IN 2026 IS A TRAP
Redfin data shows 36.8% more sellers than buyers.
Demand is at its weakest level since the 2020 lockdowns.
That’s not a pullback.
👉 That’s a market that has lost momentum.
Most homeowners are locked into ~3% mortgages.
30-year fixed rates are stuck around 6.5%.
Translation?
👉 Nobody can move. Nobody can transact.
There is no real price discovery.
You’re paying full sticker price for an illiquid asset that hasn’t been stress-tested by real volume.
Buying now means:
– Max monthly payment
– Minimal upside
– Peak duration risk
If you’re levered 5:1 on a house that goes sideways for years while you pay 6.5% interest, you’re not “building equity.”
👉 You’re slowly bleeding capital.
Homeownership under these conditions is not an investment.
It’s a liability dressed up as a dream.
THE REAL MACRO PLAY (NO ONE WANTS TO HEAR THIS)
Wait for late 2026 into 2027.
That’s when the “we’ll just wait it out” crowd runs into reality:
– Divorce
– Job loss
– Relocation
– Retirement
– Cash-flow stress
Forced sellers will appear all at once, in a cooling economy.
That’s when prices actually reset.
That’s when patience gets paid.
IF YOU ABSOLUTELY MUST BUY
Buy like a predator, not a consumer:
– Assume your income drops 20%
– Keep LTV conservative (negative equity kills optionality)
– Only buy if you can survive 10 years of flat or declining prices
If that scares you, you can’t afford the house.